6439 Fair Oaks Ave, Cincinnati, OH 45237 Property Records

Hamilton County property record for 6439 Fair Oaks Ave, Cincinnati, OH 45237

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,716 sqft · built 1940
Lot Size	0.265 acres (11,543 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Sep 2026)
Tax Bill	$4,218 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`528-0003-0250-00`

Property Details

APN / Parcel Number

Primary APN	`528-0003-0250-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
Gross Area	3,005 sqft
1st Floor Area	1,289 sqft
Attic	Attic
Attic Area	427 sqft
Basement Area	1,289 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	11,543 sqft (0.265 acres)
Lot Dimensions	110 ft deep x 105 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	6439 FAIR OAKS AVE
City	CINCINNATI
State	OH
Zip	45237-4545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6439 FAIR OAKS AVE 105 X 110 LOTS 108-109-110 GOLFMANOR PARS 250-251-289
Legal Subdivision	GOLF MANOR
Legal Lot Number	108-1
Jurisdiction	HAMILTON OH
Township / Civil Division	GOLF MANOR
Census Block Group	1
Census Block	1011
Census Tract	23400

Owner

Source: Hamilton County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6200 CURTE LYON AVE, CINCINNATI, OH 45213
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on File
Deed Sale	Sep 14, 2026 · Amount on File
Prior Sale	Oct 26, 2015 · Amount on File
Deed Document Number	202675867
Deed Book / Page	15749 / 2768
Prior Transfer Date	Aug 18, 2015
Prior Transfer Doc	0000101540
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 14, 2026
Property Address	6439 FAIR OAKS AVE, CINCINNATI, OH 45237-4545
Document Number	0000075867
Book / Page	15749 / 2768
Instrument Date	Sep 11, 2026
Instrument	202675867
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65,650.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0000075868,
Date	Sep 14, 2026
Book Page	15749/2770
Instrument	202675868

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6439 FAIR OAKS AVE, CINCINNATI, OH 45237-4545
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006814
Date	Jan 14, 2021
Book Page	14334/4575
Instrument	2021-0006814

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Golf Manor Village
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,218.00 (-0.14%)	$60,683 (-) Land $15,876 Building $44,807	$173,380 (-) Land $45,360 Building $128,020
2024	$4,224.00 (-2%)	$60,683 (-) Land $15,876 Building $44,807
2023	$4,310.00 (-8.08%)	$60,683 (+17.48%) Land $15,876 Building $44,807	$173,380 (+17.48%) Land $45,360 Building $128,020
2022	$4,689.00 Homeowner's exemption	$51,654 Land $12,814 Building $38,840
2020			$147,580 Land $36,610 Building $110,970

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Fair Oaks Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures