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6439 Adam St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6439 Adam St, Saint Cloud, FL 34771 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 1989
Lot Size0.215 acres (9,365 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Jul 2020)
Tax Bill$2,916 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Jul 2020 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN26-25-31-4410-000J-0140

Property Details

APN / Parcel Number

Primary APN26-25-31-4410-000J-0140
Alternative APNs
  • 2531264410000J0140
  • 92484

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,120 sqft Living Area
Gross Area1,576 sqft Gross Area
1st Floor Area1,120 sqft 1st Floor
Stories1 Story
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,365 sqft (0.215 acres)
Lot Dimensions125 ft deep x 75 ft wide
Parking Spaces1 Parking Space
Garage TypeAttached
Garage Area336 sqft Garage
Shed1 Shed
Shed Area288 sqft Shed
Pole Barn120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address6439 ADAM ST
CitySAINT CLOUD
StateFL
Zip34771-9495
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW EDEN ON THE LAKES UNIT A PB 2 PG 26 BLK J LOT 14
Legal Range31E
Legal Township25S
Legal Section26
Legal SubdivisionNEW EDEN ON THE LAKES UNIT A
Legal Tract4410
Legal BlockJ
Legal Lot Number14
Legal UnitA
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1044
Census Tract43700

Owner

Source: Osceola County records · APN 26-25-31-4410-000J-0140

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6439 ADAM ST, SAINT CLOUD, FL 34771-9495
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2020Warranty Deed, Transfer · Conventional with PMI
SUNCOAST CU
Jul 21, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 19, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 21, 2020 · Amount on Record
Deed SaleJul 21, 2020 · Amount on Record
Prior SaleMay 04, 2016 · Amount on Record
Deed Document Number202094907
Deed Book / Page5758 / 2020
Prior Transfer DateJul 08, 2020
Prior Transfer Doc0057582019
Record UpdatedSep 20, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 21, 2020
Property Address6439 ADAM ST, SAINT CLOUD, FL 34771-9495
Document Number0057582020
Book / Page005758 / 002020
Instrument DateJul 20, 2020
Instrument94907
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6439 ADAM ST ST CLOUD FL 347719495, ST CLOUD, FL 34771-9495

Mortgage

Document Number57582022
DateJul 21, 2020
Book Page005758/002022
Instrument94908
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 20, 2050
Interest
Rate TypeAdjustable Rate
Rate3%

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJul 21, 2020
Property Address6439 ADAM ST, SAINT CLOUD, FL 34771-9495
Document Number0057582019
Book / Page005758 / 002019
Instrument DateJul 08, 2020
Instrument94906
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6439 ADAM ST ST CLOUD FL 347719495, ST CLOUD, FL 34771-9495

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMar 19, 2019
Property Address6439 ADAM ST, SAINT CLOUD, FL 34771-9495
Document Number0054931648
Book / Page005493 / 001648
Instrument DateMar 19, 2019
Instrument34651
Transaction TypeTransfer
Record UpdatedApr 01, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6439 ADAM ST ST CLOUD FL 347719495, ST CLOUD, FL 34771-9495

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,916.00 (+5.81%) Homeowner's exemption$199,920 (+5.99%)$233,100 (+3.69%) Land $50,000 Building $183,100
2024$2,756.00 (+2.26%)
2023$2,695.00 (+4.7%) Homeowner's exemption$188,628 (+3%)$224,800 (+10.09%) Land $45,000 Building $179,800
2022$2,574.00 Homeowner's exemption$183,134$204,200 Land $40,000 Building $164,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation66.0 ft

Wildfire

Wildfire RiskHigh
above 85% of the US · above 76% of Florida
Wildfire LikelihoodAbout 1 in 117 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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