6438 Wolfe Ln, Youngstown, FL 32466 Property Records

Bay County property record for 6438 Wolfe Ln, Youngstown, FL 32466

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 2016
Lot Size	1 acres (43,864 sqft)
Owner	2 Individuals on Record
Last Sale	$190,000 (Dec 2025)
Tax Bill	$672 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`05288-627-000`

Property Details

APN / Parcel Number

Primary APN	`05288-627-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	43,864 sqft (1 acres)
Lot Dimensions	266 ft deep x 165 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Unfinished Open Porch
Porch Area	133 sqft
Deck Area	72 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6438 WOLFE LN
City	YOUNGSTOWN
State	FL
Zip	32466-2337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	16-2S-13W -1.716A- COM SE COR E 89.94 N 2068.76 W 1265.25 S 339.80 FOR POB TH W 165.11 S 266.31 E 165.28 N 265.44 TO POB AKA LOT 13 B A PANAMA PINES VI ORB 3793 P 625
Legal Range	13W
Legal Township	02S
Legal Section	16
Legal Subdivision	PANAMA PINES
Legal Lot Number	13
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	1
Census Block	1021
Census Tract	401

Owner

Source: Bay County assessment roll, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	6438 WOLFE LN, YOUNGSTOWN, FL 32466-2337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Oct 28, 2019 · Amount on Record
Deed Document Number	202574653
Deed Book / Page	4986 / 531
Prior Transfer Date	Jan 22, 2016
Prior Transfer Doc	0037652243
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 22, 2025
Property Address	6438 WOLFE LN, YOUNGSTOWN, FL 32466-2337
Document Number	0049860531
Book / Page	4986 / 531
Instrument Date	Dec 19, 2025
Instrument	2025074653
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6438 WOLFE LN, YOUNGSTOWN, FL 32466-2337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6438 WOLFE LN, YOUNGSTOWN, FL 32466-2337

Mortgage

Document Number	0004986533
Date	Dec 22, 2025
Instrument	4986/533

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$672.00 (+1.2%) Homeowner's exemption	$93,993 (+4.61%)	$124,035 (+14.61%) Land $21,755 Building $102,280
2024	$664.00 (+3.27%) Homeowner's exemption	$89,851 (+3%)	$108,228 (+3.57%) Land $21,116 Building $87,112
2023	$643.00 (+11.25%) Homeowner's exemption	$87,234 (+3%)	$104,498 (+11.96%) Land $16,018 Building $88,480
2022	$578.00 Homeowner's exemption	$84,693	$93,337 Land $14,516 Building $78,821

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20