Harris County property record for 6438 Vanderbilt St, Houston, TX 77005
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 6,239 sqft · built 1987 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $62,693 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 039-303-000-0002 |
| Primary APN | 039-303-000-0002 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 26 Plumbing Fixtures |
| Total Rooms | 14 Rooms |
| Stories | 1 Story |
| Building Area | 6,239 sqft Living Area |
| 1st Floor Area | 3,493 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 20,000 sqft (0.459 acres) |
| View / Lot | Neighborhood |
| Garage Area | 842 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 760 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 961 sqft |
| Utility Building | 273 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0393030000002 |
|---|---|
| Street Address | 6438 VANDERBILT ST |
| City | HOUSTON |
| State | TX |
| Zip | 77005-3821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 BLK 12 WEST UNIVERSITY PLACE SEC 1 |
| Legal Subdivision | WEST UNIVERSITY PLACE SEC 1 |
| Legal Block | 12 |
| Legal Lot Number | 2 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 412300 |
6438 Vanderbilt St is owned by a company that acquired it in August 2017 and is owner-occupied.
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6438 VANDERBILT ST, HOUSTON, TX 77005-3821 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2017 |
| Deed Sale | Aug 16, 2017 |
| Prior Sale | Aug 15, 2016 · Amount on File |
| Deed Document Number | 2017370745 |
| Prior Transfer Date | Mar 5, 1999 |
| Prior Transfer Doc | 0000769721 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 6438 VANDERBILT ST, HOUSTON, TX 77005-3821 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2021170259 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021-170259 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.32% |
The 2025 property tax bill for 6438 Vanderbilt St was $62,693 with a homeowner's exemption, up 10.5% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | West University Place City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,738,263 (+10.94%) Land $3,200,000 Building $1,538,263 | $4,738,263 (+10.94%) Land $3,200,000 Building $1,538,263 | |
| 2025 | $62,693.00 (+10.55%) Homeowner's exemption | $4,271,026 Land $2,900,000 Building $1,371,026 | $4,271,026 Land $2,900,000 Building $1,371,026 |
| 2024 | $56,712.00 | ||
| 2023 | $3,984,852 Land $2,800,000 Building $1,184,852 | $3,984,852 Land $2,800,000 Building $1,184,852 | |
| 2022 | $49,971.00 | ||
| 2020 | $59,774.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6438 Vanderbilt St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 353 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 353 in force |
| Nearby Flood Claims | 151 (1979–2024) |
| Claims Outside the SFHA | 52 of 151 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 6438 Vanderbilt St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST UNIVERSITY PLACE serves 19,200 people · EPA ID TX1010027 |
|---|---|
| Water Source | Purchased surface water from CITY OF HOUSTON |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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