6438 Summit St, Mount Morris, MI 48458 Property Records

Genesee County property record for 6438 Summit St, Mount Morris, MI 48458

Property Summary

Property TypeSingle Family Home
Lot Size0.94 acres (40,946 sqft)
OwnerIndividual Name on Record
Last Sale$45,000 (Jul 2023)
Tax Bill$408 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
May 2017 Sale
Flood ZoneZone X (minimal risk)
APN14-13-528-017

Property Details

APN / Parcel Number

Primary APN14-13-528-017

Exterior

Lot Area40,946 sqft (0.94 acres)

Location & Zoning

Street Address6438 SUMMIT ST
CityMOUNT MORRIS
StateMI
Zip48458-2347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 MORRIS S REPLAT OF LOTS 25 TO 30 INCL AND LOTS 51 TO 66 INCL OF PLAT OF LONG ACRES
Legal SubdivisionPLAT
Legal Lot Number19
JurisdictionGENESEE MI
Township / Civil DivisionMOUNT MORRIS
Census Block Group1
Census Block1007
Census Tract10305

Owner

Source: Genesee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6438 SUMMIT ST, MOUNT MORRIS, MI 48458-2347
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2023Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
May 18, 2017Quit Claim Deed, Transfer
CISLO TITLE, CISIO TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2023 · Amount on Record
Deed SaleJul 5, 2023 · Amount on Record
Prior SaleMay 18, 2017 · Amount on Record
Deed Document Number202339340
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateJul 5, 2023
Property Address6438 SUMMIT ST, MOUNT MORRIS, MI 48458-2347
Document Number0000039340
Map ReferenceLB 15 PG 38
Instrument DateJun 21, 2023
Instrument202307050039340
Transaction TypeTransfer
Record UpdatedJul 18, 2023
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$337.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6440 ESTRELLE AVE, MOUNT MORRIS, MI 48458-2355

Transferred To (Grantee/Buyer)

NameVerified Name
Address6438 SUMMIT ST, MOUNT MORRIS, MI 48458-2347

Mortgage

Document Number0000037845
DateJun 21, 2023
Instrument202306210037845
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGENESEE MI
Recording DateMay 18, 2017
Property Address6438 SUMMIT ST, MOUNT MORRIS, MI 48458-2347
Document Number0000039683
Instrument DateMay 18, 2017
Instrument39683
Transaction TypeTransfer
Record UpdatedMay 30, 2017
Title CompanyCISLO TITLE, CISIO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$172.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6440 ESTRELLE AVE MOUNT MORRIS MI 484582355, MOUNT MORRIS, MI 48458-2355

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionMount Morris Township
Unified School DistrictBeecher Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$408.00 (-78.97%) Homeowner's exemption$36,300 (+31.52%)$72,600 (+31.52%)
2024$1,940.00 (+50.62%)
2023$27,600 (+30.19%)$55,200 (+30.19%)
2022$21,200$42,400
2019$1,288.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEECHER METROPOLITAN DISTRICT
serves 9,400 people · EPA ID MI0000540
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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