6438 Oliver Dr, Salisbury, MD 21801 Property Records

Wicomico County property record for 6438 Oliver Dr, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,778 sqft · built 1955
Lot Size	0.425 acres (18,495 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jun 2016)
Tax Bill	$2,177 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-015191`

Property Details

APN / Parcel Number

Primary APN	`09-015191`
Alternative APN	`015191`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,778 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	18,495 sqft (0.425 acres)
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	274 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	015191
Street Address	6438 OLIVER DR
City	SALISBURY
State	MD
Zip	21801-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	L-11A 18,495 SQFT 6438 OLIVER DR RIAWAKIN AC PLAT
Legal Subdivision	RIAWAKIN ACRES
Legal Lot Number	11A
Jurisdiction	WICOMICO MD
Township / Civil Division	9, SALISBURY
Census Block Group	4
Census Block	4000
Census Tract	10300

Owner

6438 Oliver Dr is owned and occupied by an individual who bought it in June 2016.

Source: Wicomico County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	6438 OLIVER DR, SALISBURY, MD 21801-1725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL FREEDOM MORTGAGE LLC
Jan 17, 2018	Loan Modification, Mortgage · Conventional Mortgage FARMERS BK/WILLARDS
Jan 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2016 · Amount on File
Deed Sale	Jun 27, 2016 · Amount on File
Prior Sale	Jan 27, 2016 · Amount on File
Deed Book / Page	4022 / 311
Prior Transfer Date	Jan 26, 2016
Prior Transfer Doc	0039560310
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	6438 OLIVER DR, SALISBURY, MD 21801-1725
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	EAGLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048340187
Date	Apr 15, 2021
Book Page	4834/187

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WICOMICO MD
Property Address	6438 OLIVER DR, SALISBURY, MD 21801-1725
Document Number	0042800130
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9183 BI STATE BLVD DELMAR MD 218752427, DELMAR, MD 21875-2427

Mortgage

Document Number	0042800130
Date	Jan 24, 2018
Book Page	004280/000130

Lender

Name	FARMERS BK/WILLARDS
Type	Bank
Address	WILLARDS, MD 21874

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jan 23, 2046

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WICOMICO MD
Recording Date	Jan 24, 2018
Property Address	6438 OLIVER DR, SALISBURY, MD 21801-1725
Document Number	0042800125
Book / Page	004280 / 000125
Instrument Date	Jan 15, 2018
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6438 OLIVER DR SALISBURY MD 218011725, SALISBURY, MD 21801-1725

Tax Assessment & Valuation

The 2025 property tax bill for 6438 Oliver Dr was $2,177.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,800 (+14.41%) Land $42,600 Building $220,200	$262,800 (-) Land $42,600 Building $220,200
2025	$2,177.00	$229,700	$262,800 Land $42,600 Building $220,200
2023	$1,630.00	$163,500 Land $42,600 Building $120,900	$163,500 Land $42,600 Building $120,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6438 Oliver Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6438 Oliver Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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