Genesee County property record for 6438 Morrish Rd, Swartz Creek, MI 48473 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,120 sqft · built 1900 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $266,000 (Jul 2020) |
| Tax Bill | $1,388 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit Sep 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-11-400-005 |
| Primary APN | 10-11-400-005 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,120 sqft Living Area |
| 1st Floor Area | 1,422 sqft |
| Basement Area | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 1,900 sqft |
| Parking Spaces | 7 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6438 MORRISH RD |
|---|---|
| City | SWARTZ CREEK |
| State | MI |
| Zip | 48473-7635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A POL BEG N 0 DEG 22 MIN 28 SEC E 615.47 FT FROM SE COR OF SEC TH N 0 DEG 02 MIN 28 SEC E 390 FT TH N 88 DEG 02 MIN 12 SEC W |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 11 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 12802 |
Source: Genesee County records · APN 10-11-400-005
Assessment roll updated October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4850 DELEMERE AVE, ROYAL OAK, MI 48073-1003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Sep 17, 2019 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Aug 24, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 20, 2020 · Amount on Record |
| Deed Sale | Jul 20, 2020 · Amount on Record |
| Prior Sale | Sep 25, 2000 · Amount on Record |
| Deed Document Number | 202048209 |
| Last Transfer Date | Aug 21, 2020 |
| Transfer Doc | 0000058717 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 6438 MORRISH RD, SWARTZ CREEK, MI 48473-7635 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201808300084791 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 201808300084791 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 6438 MORRISH RD, SWARTZ CREEK, MI 48473-7635 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201909170060106 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 201909170060106 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Aug 24, 2020 |
| Property Address | 6438 MORRISH RD, SWARTZ CREEK, MI 48473-7635 |
| Document Number | 0000058717 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 58717 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6438 MORRISH RD SWARTZ CREEK MI 484737635, SWARTZ CREEK, MI 48473-7635 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jul 20, 2020 |
| Property Address | 6438 MORRISH RD, SWARTZ CREEK, MI 48473-7635 |
| Document Number | 202007200048209 |
| Instrument Date | Jul 02, 2020 |
| Instrument | 202007200048209 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Title Company | CISLO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,287.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6438 MORRISH RD, 6438, SWARTZ CREEK, MI 48473-7635 |
| Name | Verified Name |
|---|---|
| Address | 9624 BLOSSOM RIDGE WAY, EL CAJON, CA 92021-2317 |
| Document Number | 202007200048210 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 202007200048210 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,388.00 (-66.26%) Homeowner's exemption | $145,600 (+15.74%) | $291,200 (+15.74%) |
| 2024 | $4,114.00 (+54.08%) | ||
| 2023 | $125,800 | $251,600 | |
| 2019 | $2,670.00 |
Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260490128021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2001–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2008, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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