6438 Ellen Cir, Texarkana, TX 75503 Property Records

Bowie County property record for 6438 Ellen Cir, Texarkana, TX 75503

Property Summary

Property TypeSingle Family Home
Details2,216 sqft · built 1978
Lot Size0.65 acres (28,314 sqft)
Owner2 Individual Names on File
Last Sale$173,300 (Jan 2015)
Tax Bill$1,635 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN30180001700

Property Details

APN / Parcel Number

Primary APN30180001700
Alternative APN
  • 57806

Interior

Building Area2,216 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area28,314 sqft (0.65 acres)
Garage TypeAttached
Garage Area506 sqft
PorchOpen Porch
Porch Area264 sqft

Location & Zoning

Account Number30180001700
Street Address6438 ELLEN CIR
CityTEXARKANA
StateTX
Zip75503-0443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWRIGHTRIDGE ADDN LOT 7 2015-443 01/20/15 BLK/TRACT 2 0.65 ACRES
Legal SubdivisionWRIGHTRIDGE ADDN
Legal Block2
Legal Lot Number7
JurisdictionBOWIE TX
Township / Civil DivisionTEXARKANA
Census Block Group1
Census Block1010
Census Tract10904

Owner

6438 Ellen Cir is owned and occupied by two individuals who bought it in January 2015.

Source: Bowie County records, as of May 26, 2026

Owner of Record2 Individual Names on File
Mailing Address6423 ELLEN CIR, TEXARKANA, TX 75503-0444
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2015 · Amount on File
Deed SaleJan 20, 2015 · Amount on File
Prior SaleApr 8, 2011 · Amount on File
Deed Document Number2015443
Prior Transfer DateJan 15, 2015
Prior Transfer Doc00443
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOWIE TX
Property Address6438 ELLEN CIR, TEXARKANA, TX 75503-0443
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPRIORITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000006797
DateJul 13, 2020
Instrument2020-00006797
Lender
NameGUARANTY BANK & TRUST NA
TypeBank
AddressADDISON, TX 75001
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 6438 Ellen Cir was $1,635 with exemptions applied, down 15% from the year before.

Source: Bowie County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBowie County
MunicipalityTexarkana City
Unified School DistrictPleasant Grove Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,635.00 (-15.02%) Homeowner's exemption Disabled Person's exemption$239,366$274,161 (-) Land $25,000 Building $249,161
2024$1,924.00 (-25.89%)$274,161 (+29.32%) Land $25,000 Building $249,161
2023$2,596.00 Homeowner's exemption Disabled Person's exemption$197,823$212,009 Land $25,000 Building $187,009
2021$3,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6438 Ellen Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6438 Ellen Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTEXARKANA WATER UTILITIES
serves 37,000 people · EPA ID TX0190004
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
200 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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