Lake County property record for 6438 Chapel Rd, Madison, OH 44057
| Property Type | Residential |
|---|---|
| Details | 1 bd · 1 ba · 1,292 sqft · built 2011 |
| Lot Size | 14.9 acres (651,440 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $431,000 (Nov 2022) |
| Tax Bill | $10,545 (2023) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Oct 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 01-B-118-0-00-030-0 |
| Primary APN | 01-B-118-0-00-030-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| 1st Floor Area | 1,192 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 651,440 sqft (14.9 acres) |
| Garage Area | 622 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 382 sqft |
| Deck Area | 100 sqft |
| Patio Area | 1,007 sqft |
| Cabin | 440 sqft |
| Gazebo | 478 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 15 |
|---|---|
| Street Address | 6438 CHAPEL RD |
| City | MADISON |
| State | OH |
| Zip | 44057-2115 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Local Zoning Code | R-1 |
| Legal Description | LOT 8 & 9 TRACT 3 |
| Legal Subdivision | TOWNSHIP/MADISON |
| Legal Tract | 3 |
| Legal Lot Number | 8 & 9 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 205701 |
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6438 CHAPEL RD, MADISON, OH 44057-2115 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 4, 2019 | Deed of Trust, Mortgage · Line of Credit THE ANDOVER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on Record |
| Deed Sale | Nov 14, 2022 · Amount on Record |
| Prior Sale | Oct 11, 2012 |
| Deed Document Number | 477468 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Nov 14, 2022 |
| Property Address | 6438 CHAPEL RD, MADISON, OH 44057-2115 |
| Document Number | 0000030424 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2022R030424 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1 CORPORATE DR #360 # 360, 360, LIBERTYVILLE, IL 60048 |
| Document Number | 0000030425 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 2022R030425 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 21, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 6438 CHAPEL RD, MADISON, OH 44057-2115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000024413 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 2019R024413 |
| Name | THE ANDOVER BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON, OH 44047 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2034 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Madison Township |
| Unified School District | Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $10,545.00 (+80.94%) Homeowner's exemption | $94,880 (-) Land $37,900 Building $56,980 | |
| 2022 | $5,828.00 Homeowner's exemption | $94,880 Land $37,900 Building $56,980 | |
| 2021 | $271,100 Land $108,290 Building $162,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jul 2006 · Severe Storms, Straight Line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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