Osceola County property record for 6437 White Willow Ct, Saint Cloud, FL 34771
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $597,100 (Feb 2026) |
| Tax Bill | $2,724 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-25-31-5724-0001-7030 |
| Primary APN | 11-25-31-5724-0001-7030 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,840 sqft (0.18 acres) |
|---|
| Street Address | 6437 WHITE WILLOW CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9457 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | DEL WEBB SUNBRIDGE PH 2C PB 34 PGS 147-159 LOT 703 |
| Legal Subdivision | DEL WEBB SUNBRIDGE PHASE 2C |
| Legal Lot Number | 703 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 43700 |
Source: Osceola County records, as of May 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6437 WHITE WILLOW CT, SAINT CLOUD, FL 34771-9457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 29, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 4, 2026 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2026 · Amount on Record |
| Deed Sale | Feb 4, 2026 · Amount on Record |
| Deed Document Number | 202615580 |
| Deed Book / Page | 6917 / 2782 |
| Last Transfer Date | Apr 29, 2026 |
| Transfer Doc | 0000056527 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 29, 2026 |
| Property Address | 6437 WHITE WILLOW CT, SAINT CLOUD, FL 34771-9457 |
| Document Number | 0000056527 |
| Book / Page | 6963 / 340 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202656527 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 6437 WHITE WILLOW CT, SAINT CLOUD, FL 34771-9457 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 4, 2026 |
| Property Address | 6437 WHITE WILLOW CT, SAINT CLOUD, FL 34771-9457 |
| Document Number | 0069172782 |
| Book / Page | 6917 / 2782 |
| Map Reference | MB 34 PG 147-159 |
| Instrument Date | Jan 26, 2026 |
| Instrument | 2026015580 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 17, 2026 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,179.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 6437 WHITE WILLOW CT, SAINT CLOUD, FL 34771-9457 |
| Document Number | 0069172784 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | 6917/2784 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,724.00 (+26.29%) | $70,000 Land $70,000 | $70,000 Land $70,000 |
| 2024 | $2,157.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 91% of Florida |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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