Crawford County property record for 6437 E Monroe Ave, Stoy, IL 62464
| Property Type | Single Family Home |
|---|---|
| Details | 1,463 sqft · built 1977 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Jun 2026) |
| Tax Bill | $2,406 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-3-02-101-013-000 |
| Primary APN | 04-3-02-101-013-000 |
|---|---|
| Alternative APN |
|
| Building Area | 1,463 sqft Living Area |
|---|
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 29,185 sqft (0.67 acres) |
| Street Address | 6437 E MONROE AVE |
|---|---|
| City | STOY |
| State | IL |
| Zip | 62464-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OIL CITY ADD TO THE VILL OF STOY LOTS 39, 40, 41, 42, 43, 44 + 45 |
| Legal Subdivision | OIL CITY ADD |
| Legal Lot Number | 39-45 |
| Jurisdiction | CRAWFORD IL |
| Township / Civil Division | OBLONG |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 880200 |
Source: Crawford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6437 E MONROE AVE, STOY, IL 62464-1007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2026 · Amount on Record |
| Deed Sale | Jun 24, 2026 · Amount on Record |
| Prior Sale | Jan 3, 2004 · Amount on Record |
| Deed Document Number | 2026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAWFORD IL |
| Recording Date | Jun 24, 2026 |
| Property Address | 6437 E MONROE AVE, STOY, IL 62464-1007 |
| Instrument Date | Jun 22, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 6437 E MONROE AVE, STOY, IL 62464-1007 |
| Date | Jun 24, 2026 |
|---|
| Name | RUOFF MORTGAGE |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.67% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Crawford County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Crawford County |
| County Subdivision | Oblong Township |
| Municipality | Stoy Village |
| Unified School District | Oblong Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,406.00 | $39,688 (+20.88%) Land $3,050 Building $36,638 | $119,064 (+20.88%) Land $9,150 Building $109,914 |
| 2024 | $2,406.00 (+30.62%) | ||
| 2023 | $32,833 (+5.24%) Land $2,523 Building $30,310 | $98,499 (+5.24%) Land $7,569 Building $90,930 | |
| 2022 | $1,842.00 Homeowner's exemption | $31,198 Land $2,397 Building $28,801 | $93,594 Land $7,191 Building $86,403 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Wisper ISP.
4G LTE only, no 5G reported
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