6436 US Hwy 220 N, Old Fields, WV 26845 Property Records

Hardy County property record for 6436 US Hwy 220 N, Old Fields, WV 26845

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,264 sqft · built 1977
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$271,000 (Oct 2024)
Tax Bill	$1,153 (2026)
Deeds & Mortgages	Sep 2020 Refinance Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-204-0025.0002`

Property Details

APN / Parcel Number

Primary APN	`03-204-0025.0002`
Alternative APN	`16-03-204-0025.0002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,264 sqft Living Area
1st Floor Area	2,264 sqft
Basement Area	1,132 sqft
Finished Basement	1,132 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6436 US HIGHWAY 220 N
City	OLD FIELDS
State	WV
Zip	26845-9121
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	5 AC WALKER NEAR OLD FIELDS
Legal Subdivision	03 91 0000-00 204 0025
Legal Block	2
Jurisdiction	HARDY WV
Township / Civil Division	OLD FIELDS
Census Block Group	2
Census Block	2032
Census Tract	970102

Owner

Source: Hardy County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1799 HINKLE MOUNTAIN RD, MILAM, WV 26838-1100
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance C&F MORTGAGE CORP
Mar 19, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2024 · Amount on Record
Deed Sale	Oct 2, 2024 · Amount on Record
Prior Sale	Mar 19, 2019 · Amount on Record
Deed Document Number	2024237916
Deed Book / Page	376 / 148
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	6436 US HIGHWAY 220 N, OLD FIELDS, WV 26845-9121
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	323/826
Date	Sep 30, 2020
Book Page	323/826
Instrument	219981

Lender

Name	C&F MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDY WV
Recording Date	Mar 19, 2019
Property Address	6436 US HIGHWAY 220 N, OLD FIELDS, WV 26845-9121
Document Number	349/183
Book / Page	349 / 183
Instrument Date	Mar 15, 2019
Instrument	213460
Transaction Type	Transfer
Record Updated	Oct 28, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hardy County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Hardy County
Unified School District	Hardy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,153.00 (+75.23%)	$150,120 (+75.33%) Land $23,160 Building $126,960	$250,200 (+75.33%) Land $38,600 Building $211,600
2025	$658.00 (+8.05%)	$85,620 (+8.43%) Land $23,160 Building $62,460	$142,700 (+8.43%) Land $38,600 Building $104,100
2023	$609.00	$78,960 Land $18,720 Building $60,240	$131,600 Land $31,200 Building $100,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 55% of West Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hardy Telecommunications Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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