Montgomery County property record for 6436 Union Rd, Clayton, OH 45315
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,786 sqft · built 1939 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Company Name on Record |
| Last Sale | $20,100 (Jul 2016) |
| Tax Bill | $2,158 (2024) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M60103208 0051 |
| Primary APN | M60103208 0051 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,786 sqft Living Area |
| 1st Floor Area | 1,006 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Foundation Type | Raised |
| Lot Area | 31,799 sqft (0.73 acres) |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6436 UNION RD |
|---|---|
| City | CLAYTON |
| State | OH |
| Zip | 45315-8950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-5-34 32-8-52 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | CLAYTON |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 120101 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 160, ENGLEWOOD, OH 45322-0160 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2016 · Amount on Record |
| Deed Sale | Jul 11, 2016 · Amount on Record |
| Prior Sale | Mar 21, 2016 · Amount on Record |
| Deed Document Number | 0000035990 |
| Last Transfer Date | Nov 22, 2016 |
| Transfer Doc | 0000065529 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 6436 UNION RD, CLAYTON, OH 45315-8950 |
| Document Number | 0000013490 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10 ROCKRIDGE RD ENGLEWOOD OH 453222710, ENGLEWOOD, OH 45322-2710 |
| Document Number | 0000013490 |
|---|---|
| Date | Mar 7, 2017 |
| Instrument | 13490 |
| Name | FIRST NAT'L BK/GERMANTOWN |
|---|---|
| Type | Bank |
| Address | GERMANTOWN, OH 45327 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Mar 6, 2032 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Clayton City |
| Unified School District | Trotwood-Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,450 (-) Land $11,030 Building $22,420 | ||
| 2024 | $2,158.00 (+7.58%) | ||
| 2023 | $2,006.00 (-0.1%) | $33,450 (+27.04%) Land $11,030 Building $22,420 | $95,560 (+27.01%) Land $31,500 Building $64,060 |
| 2022 | $2,008.00 | $26,330 Land $8,680 Building $17,650 | |
| 2020 | $75,240 Land $24,800 Building $50,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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