6436 Summit Dr, Orlando, FL 32810 Property Records

Orange County property record for 6436 Summit Dr, Orlando, FL 32810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,405 sqft · built 2024
Lot Size	0.171 acres (7,464 sqft)
Owner	Individual Name on File
Last Sale	$359,900 (Jan 2024)
Tax Bill	$4,469 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Jan 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`25-21-28-9252-03-080`

Property Details

APN / Parcel Number

Primary APN	`25-21-28-9252-03-080`
Alternative APNs	`282125925203080` `210674` `214951` `219423`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,405 sqft Living Area
Gross Area	1,990 sqft
1st Floor Area	1,405 sqft
Flooring	Carpet

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,464 sqft (0.171 acres)
Garage Type	Attached
Garage Area	437 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6436 SUMMIT DR
City	ORLANDO
State	FL
Zip	32810-2527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WHISPERING HILLS R/120 LOT 8 BLK C
Legal Range	28E
Legal Township	21S
Legal Section	25
Legal Subdivision	WHISPERING HILLS
Legal Tract	9252
Legal Block	C
Legal Lot Number	8
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1039
Census Tract	15105

Owner

6436 Summit Dr is owned and occupied by an individual who bought it in January 2024.

Source: Orange County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	6436 SUMMIT DR, ORLANDO, FL 32810-2527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUARANTEED RATE INC
Jan 18, 2024	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE INC
Oct 2, 2023	Quit Claim Deed, Transfer WEST ORANGE TITLE INC
Oct 8, 2021	Warranty Deed, Transfer WEST ORANGE TITLE INC
Mar 29, 2018	Warranty Deed, Transfer EQUITABLE TITLE/DR PHILLIPS LL
Jun 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2024 · Amount on File
Deed Sale	Jan 18, 2024 · Amount on File
Prior Sale	Oct 8, 2021 · Amount on File
Deed Document Number	202435405
Prior Transfer Date	Sep 29, 2023
Prior Transfer Doc	0000565308
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	6436 SUMMIT DR, ORLANDO, FL 32810-2527
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2122 KILAMANJARO CT, APOPKA, FL 32712-4713

Mortgage

Document Number	0000035407
Date	Jan 18, 2024
Instrument	20240035407

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2034

January 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 18, 2024
Property Address	6436 SUMMIT DR, ORLANDO, FL 32810-2527
Document Number	0000035405
Map Reference	MB R PG 120
Instrument Date	Jan 17, 2024
Instrument	20240035405
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2025
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,519.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7726 WINEGARD RD, ORLANDO, FL 32809-7147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6436 SUMMIT DR, ORLANDO, FL 32810-2527

Mortgage

Document Number	0000035406
Date	Jan 18, 2024
Instrument	20240035406

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Mortgage

Document Number	0000035407
Date	Jan 18, 2024
Instrument	20240035407

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2034

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 2, 2023
Property Address	6436 SUMMIT DR, ORLANDO, FL 32810-2527
Document Number	0000565308
Map Reference	MB R PG 120
Instrument Date	Sep 29, 2023
Instrument	20230565308
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	WEST ORANGE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2088 TWIN FLOWER LN, SANFORD, FL 32771-4832

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2088 TWIN FLOWER LN, SANFORD, FL 32771-4832

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 8, 2021
Property Address	6436 SUMMIT DR, ORLANDO, FL 32810-2527
Document Number	0000615935
Map Reference	MB R PG 120
Instrument Date	Oct 7, 2021
Instrument	20210615935
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	WEST ORANGE TITLE INC

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1310 ARONIMINIK DR, MOUNT DORA, FL 32757-8727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 BRIGHVIEW DRIVE, LAKE MARY, FL 32746-2354

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 29, 2018
Property Address	6436 SUMMIT DR, ORLANDO, FL 32810-2527
Document Number	0000187448
Instrument Date	Mar 19, 2018
Instrument	187448
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	EQUITABLE TITLE/DR PHILLIPS LL

Transaction

Amount	Amount on Record
Tax	$112.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 ARONIMINIK DR MOUNT DORA FL 327578727, MOUNT DORA, FL 32757-8727

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 9, 2017
Property Address	6436 SUMMIT DR, ORLANDO, FL 32810-2527
Document Number	0000323754
Instrument Date	May 30, 2017
Instrument	323754
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1454 MARKEL DR WINTER GARDEN FL 347872100, WINTER GARDEN, FL 34787-2100

Tax Assessment & Valuation

The 2025 property tax bill for 6436 Summit Dr was $4,469, up 354.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,640 (-0.6%) Land $42,500 Building $249,140	$291,640 (-0.6%) Land $42,500 Building $249,140
2025	$4,469.00 (+354.17%)	$293,400 Land $42,500 Building $250,900	$293,400 Land $42,500 Building $250,900
2024	$984.00 (+5%)
2023	$656.00 (+5.81%)	$42,500 (+6.25%) Land $42,500	$42,500 (+6.25%) Land $42,500
2022	$620.00	$40,000 Land $40,000	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6436 Summit Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1994)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6436 Summit Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAMINGO CROSSING (CONSEC.) serves 9,704 people · EPA ID FL3484437
Water Source	Purchased groundwater from CFTOD CENTRAL (4 WPS)
Last State Inspection	Mar 2026
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS), OCUD/WESTERN REGIONAL WTR SYS (5 WPS)
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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