Chesterfield County property record for 6436 Bel Lac Dr, Chester, VA 23831
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,890 sqft · built 2002 |
| Lot Size | 0.334 acres (14,549 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Apr 2020) |
| Tax Bill | $4,727 (2026) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 776-65-66-83-900-000 |
| Primary APN | 776-65-66-83-900-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,890 sqft Finished Area |
| 1st Floor Area | 1,838 sqft |
| Basement Area | 1,587 sqft |
| Finished Basement | 1,190 sqft |
| Unfinished Basement | 397 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 14,549 sqft (0.334 acres) |
| View / Lot | Waterfront |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 177 sqft |
| Deck Area | 344 sqft |
| Patio Area | 472 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 413071001 |
|---|---|
| Street Address | 6436 BEL LAC DR |
| City | CHESTER |
| State | VA |
| Zip | 23831-1417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | BEL ARBOR 012 |
| Legal Subdivision | BEL ARBOR |
| Legal Lot Number | 12 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | BERMUDA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 100823 |
6436 Bel Lac Dr is owned and occupied by an individual who bought it in April 2020.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6436 BEL LAC DR, CHESTER, VA 23831-1417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Apr 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2020 · Amount on File |
| Deed Sale | Apr 15, 2020 · Amount on File |
| Prior Sale | May 8, 2002 |
| Deed Document Number | 202016850 |
| Deed Book / Page | 12706 / 368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Apr 15, 2020 |
| Property Address | 6436 BEL LAC DR, CHESTER, VA 23831-1417 |
| Document Number | 12706368 |
| Book / Page | 012706 / 000368 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 16850 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6436 BEL LAC DR CHESTER VA 238311417, CHESTER, VA 23831-1417 |
| Document Number | 12706372 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 012706/000372 |
| Instrument | 16851 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Apr 15, 2020 |
| Property Address | 6436 BEL LAC DR, CHESTER, VA 23831-1417 |
| Document Number | 12706368 |
| Book / Page | 012706 / 000368 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 16850 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6436 BEL LAC DR CHESTER VA 238311417, CHESTER, VA 23831-1417 |
| Document Number | 12706372 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 012706/000372 |
| Instrument | 16851 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 6436 Bel Lac Dr was $4,727.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,727.00 | $528,400 (+1.69%) Land $88,000 Building $440,400 | $528,400 (+1.69%) Land $88,000 Building $440,400 |
| 2025 | $519,600 Land $84,000 Building $435,600 | $519,600 Land $84,000 Building $435,600 | |
| 2023 | $4,680.00 | $511,600 Land $84,000 Building $427,600 | $511,600 Land $84,000 Building $427,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6436 Bel Lac Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6436 Bel Lac Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures