6435 SW 48th Dr, Gainesville, FL 32608 Property Records

Alachua County property record for 6435 SW 48th Dr, Gainesville, FL 32608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,685 sqft · built 2015
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$350,500 (May 2021)
Tax Bill	$6,100 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06985-020-044`

Property Details

APN / Parcel Number

Primary APN	`06985-020-044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,685 sqft Heated Area
1st Floor Area	1,685 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,098 sqft (0.139 acres)
Garage Area	460 sqft
Driveway	Driveway
Driveway Area	240 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	288 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	6435 SW 48TH DR
City	GAINESVILLE
State	FL
Zip	32608-4259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	FINLEY WOODS PH 1B PB 29 PG 58 LOT 44 OR 4886/2088
Legal Section	27
Legal Subdivision	FINLEY WOODS PH 1B
Legal Phase	1B
Legal Lot Number	44
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1036
Census Tract	2220

Owner

Source: Alachua County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6435 SW 48TH DR, GAINESVILLE, FL 32608-4259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Prior Sale	Jun 5, 2018 · Amount on Record
Deed Document Number	3335490
Deed Book / Page	4886 / 2088
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	May 5, 2021
Property Address	6435 SW 48TH DR, GAINESVILLE, FL 32608-4259
Document Number	0048862088
Book / Page	4886 / 2088
Map Reference	MB 29 PG 58
Instrument Date	Apr 20, 2021
Instrument	3335490
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,453.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	349 RIVERBLUFF PL, 349, MEMPHIS, TN 38103-4130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6435 SW 48TH DR, GAINESVILLE, FL 32608-4259

Mortgage

Document Number	0048862093
Date	May 5, 2021
Book Page	4886/2093
Instrument	3335492

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.12%
Index	1-Year LIBOR
Max Rate	10.1%

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$319,040 (+5.99%)	$332,100 (-0.03%) Land $76,000 Building $256,100
2024	$6,100.00 (+2.25%)
2023	$5,966.00 (+5.59%) Homeowner's exemption Senior Citizen's exemption	$301,018 (+3%)	$332,208 (+13.67%) Land $70,000 Building $262,208
2022	$5,650.00 Homeowner's exemption	$292,250 Land $60,000 Building $232,250	$292,250 Land $60,000 Building $232,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	5 (1996–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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