6435 Studley Rd, Mechanicsville, VA 23116 Property Records

Hanover County property record for 6435 Studley Rd, Mechanicsville, VA 23116

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 960 sqft · built 1973
Lot Size	1.31 acres (57,194 sqft)
Owner	Individual Name on File
Tax Bill	$2,520 (2026)
Deeds & Mortgages	Jun 2021 Transfer Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8727-12-8238`

Property Details

APN / Parcel Number

Primary APN	`8727-12-8238`
Alternative APN	`10168974`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	1,312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	57,194 sqft (1.31 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	224 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	10168974
Street Address	6435 STUDLEY RD
City	MECHANICSVILLE
State	VA
Zip	23116-4752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	HWY 606 PT R H HOLT EST
Jurisdiction	HANOVER VA
Township / Civil Division	HENRY
Census Block Group	1
Census Block	1000
Census Tract	321004

Owner

6435 Studley Rd is owned and occupied by an individual who acquired it in June 2021.

Source: Hanover County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	6435 STUDLEY RD, MECHANICSVILLE, VA 23116-4752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Intrafamily Transfer, Transfer
Jan 23, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 1, 2021
Transfer Doc	33132941
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANOVER VA
Recording Date	Jun 2, 2021
Property Address	6435 STUDLEY RD, MECHANICSVILLE, VA 23116-4752
Document Number	33132941
Book / Page	3313 / 2941
Instrument Date	Jun 1, 2021
Instrument	20210602000121410
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6435 STUDLEY RD, MECHANICSVILLE, VA 23116-4752

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	6435 STUDLEY RD, MECHANICSVILLE, VA 23116-4752
Document Number	3193336
Book / Page	003193 / 000336
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3193336
Date	Feb 6, 2018
Book Page	003193/000336
Instrument	14750

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6435 Studley Rd was $2,520, up 11.7% from the year before.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,520.00 (+11.65%)	$311,200 (+11.66%) Land $93,100 Building $218,100	$311,200 (+11.66%) Land $93,100 Building $218,100
2025	$2,257.00	$278,700 Land $93,100 Building $185,600	$278,700 Land $93,100 Building $185,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6435 Studley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6435 Studley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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