6435 Sable Ridge Ln, Naples, FL 34109 Property Records

Collier County property record for 6435 Sable Ridge Ln, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	6,059 sqft · built 2020
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Nov 2020)
Tax Bill	$36,085 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`337900 103 14B07`

Property Details

APN / Parcel Number

Primary APN	`337900 103 14B07`
Alternative APN	`38456920104`

Interior

Building Area	6,059 sqft Living Area
1st Floor Area	6,059 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	108,900 sqft
Garage Type	Carport
Garage Area	96 sqft
Carport	Carport
Carport Area	96 sqft
Pool Area	816 sqft
Deck Area	2,446 sqft

Location & Zoning

Street Address	6435 SABLE RIDGE LN
City	NAPLES
State	FL
Zip	34109-0521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN GATE EST UNIT 35 S 1/2 OF TR 103
Legal Range	26
Legal Township	49
Legal Section	7
Legal Subdivision	GOLDEN GATE EST UNIT 35
Legal Tract	103
Legal Block	3
Legal Lot Number	1
Legal Unit	35
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3005
Census Tract	10438

Owner

6435 Sable Ridge Ln is owned and occupied by two individuals who bought it in November 2020.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6435 SABLE RIDGE LN, NAPLES, FL 34109-0521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit SANIBEL CAPTIVA COMMUNITY BANK
Nov 4, 2020	Deed of Trust, Mortgage NEWREZ LLC
Nov 13, 2020	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Mar 11, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Prior Sale	Mar 11, 2019 · Amount on File
Deed Document Number	20205952912
Deed Book / Page	5843 / 3899
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	6435 SABLE RIDGE LN, NAPLES, FL 34109-0521
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061761461
Date	Sep 22, 2022
Book Page	6176/1461
Instrument	6311866

Lender

Name	SANIBEL CAPTIVA COMMUNITY BANK
Type	Bank
Address	FORT MYERS, FL 33908

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	6435 SABLE RIDGE LN, NAPLES, FL 34109-0521
Document Number	0058433901
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3060 39TH ST SW NAPLES FL 341178463, NAPLES, FL 34117-8463

Mortgage

Document Number	0058433901
Date	Nov 13, 2020
Book Page	005843/003901
Instrument	5952913

Lender

Name	NEWREZ LLC
Address	1100 VIRGINIA DR # 125, FORT WASHINGTON, PA 19034-3235

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 13, 2020
Property Address	6435 SABLE RIDGE LN, NAPLES, FL 34109-0521
Document Number	0058433899
Book / Page	5843 / 3899
Map Reference	MB 7 PG 85
Instrument Date	Oct 30, 2020
Instrument	5952912
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	HEIGHTS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 20TH AVE NE, 440, NAPLES, FL 34120-2599

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6435 SABLE RIDGE LN, NAPLES, FL 34109-0521

Mortgage

Document Number	0058433901
Date	Nov 13, 2020
Instrument	5843/3901

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 11, 2019
Property Address	6435 SABLE RIDGE LN, NAPLES, FL 34109-0521
Document Number	0056061677
Book / Page	005606 / 001677
Instrument Date	Mar 11, 2019
Instrument	5682499
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,975.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	440 20TH AVE NE NAPLES FL 341202599, NAPLES, FL 34120-2599

Tax Assessment & Valuation

The 2025 property tax bill for 6435 Sable Ridge Ln was $36,085 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,910,639 (+2.7%)	$4,702,337 (+23.49%) Land $1,137,500 Building $3,564,837
2025	$36,085.00 Homeowner's exemption	$3,807,828 Land $1,062,500 Building $2,745,328	$3,807,828 Land $1,062,500 Building $2,745,328
2023	$43,672.00 (+23.62%) Homeowner's exemption	$4,464,762 (+52.54%) Land $1,135,000 Building $3,329,762	$4,464,762 (+13.61%) Land $1,135,000 Building $3,329,762
2022	$35,328.00	$2,927,010	$3,929,843 Land $800,625 Building $3,129,218

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6435 Sable Ridge Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6435 Sable Ridge Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Summit Broadband.

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