6435 River Crest Dr, Clemmons, NC 27012 Property Records

Forsyth County property record for 6435 River Crest Dr, Clemmons, NC 27012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1996
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Jan 2024)
Tax Bill	$1,748 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5892-31-6116.00`

Property Details

APN / Parcel Number

Primary APN	`5892-31-6116.00`
Alternative APNs	`5892316116000` `4204A007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Finished Basement	570 sqft
Unfinished Basement	690 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Terrain	Other
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	4204A007
Street Address	6435 RIVER CREST DR
City	CLEMMONS
State	NC
Zip	27012-7295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS20
Legal Description	LO:007 BL:4204A
Legal Subdivision	RIDGEHAVEN
Legal Block	4204A
Legal Lot Number	7
Jurisdiction	FORSYTH NC
Township / Civil Division	CLEMMONSVILLE
Census Block Group	3
Census Block	3002
Census Tract	4015

Owner

6435 River Crest Dr is owned and occupied by an individual who bought it in January 2024.

Source: Forsyth County records, as of October 13, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6435 RIVER CREST DR, CLEMMONS, NC 27012-7295
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Oct 25, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
May 25, 2018	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2024 · Amount on File
Deed Sale	Jan 25, 2024 · Amount on File
Prior Sale	May 25, 2018 · Amount on File
Deed Document Number	0003790917
Deed Book / Page	3790 / 917
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	Jan 25, 2024
Property Address	6435 RIVER CREST DR, CLEMMONS, NC 27012-7295
Document Number	0037900917
Book / Page	3790 / 917
Map Reference	MB 38 PG 165
Instrument Date	Jan 24, 2024
Instrument	2024002260
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024002261
Date	Jan 25, 2024
Instrument	2024002261

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Mortgage

Document Number	0037900944
Date	Jan 25, 2024
Book Page	3790/944
Instrument	2024002262

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	6435 RIVER CREST DR, CLEMMONS, NC 27012-7295
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036944391
Date	May 13, 2022
Book Page	3694/4391
Instrument	2022023108

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	6435 RIVER CREST DR, CLEMMONS, NC 27012-7295
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6435 RIVER CREST DR, CLEMMONS, NC 27012-7295

Mortgage

Document Number	0036501734
Date	Oct 25, 2021
Book Page	3650/1734
Instrument	2021058171

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Jun 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	May 25, 2018
Property Address	6435 RIVER CREST DR, CLEMMONS, NC 27012-7295
Document Number	0034062961
Book / Page	3406 / 2961
Map Reference	MB 38 PG 165
Instrument Date	May 16, 2018
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 WILLARD AVE, 45, BLOOMFIELD, NJ 07003-4830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6435 RIVER CREST DR, CLEMMONS, NC 27012-7295

Mortgage

Document Number	0034062964
Date	May 25, 2018
Instrument	3406/2964

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6435 River Crest Dr was $1,748.

Source: Forsyth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Forsyth County
Unified School District	Forsyth County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,748.00	$286,100 Land $47,000 Building $239,100	$286,100 Land $47,000 Building $239,100
2023	$1,327.00	$179,000 Land $36,500 Building $142,500	$179,000 Land $36,500 Building $142,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6435 River Crest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6435 River Crest Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINSTON-SALEM serves 391,900 people · EPA ID NC0234010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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