6435 N 5th St, Wells, MI 49894 Property Records

Delta County property record for 6435 N 5th St, Wells, MI 49894

Property Summary

Property Type	Single Family Home
Lot Size	0.322 acres (14,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,119 (2025)
Deeds & Mortgages	May 2008 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-130-002-00`

Property Details

APN / Parcel Number

Primary APN	`014-130-002-00`

Exterior

Lot Area	14,000 sqft (0.322 acres)
Lot Dimensions	140 ft deep x 100 ft wide

Location & Zoning

Street Address	6435 N 5TH ST
City	WELLS
State	MI
Zip	49894-9736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WE-B56 917-932 SEC 18 T39N R22W. LOT 2 BLK 10 OF PLAT OF VILLAGE OF WELLS
Legal Range	22W
Legal Township	39N
Legal Section	18
Legal Subdivision	VILLAGE OF WELLS
Legal Block	10
Legal Lot Number	2
Jurisdiction	DELTA MI
Township / Civil Division	WELLS
Census Block Group	1
Census Block	1002
Census Tract	970800

Owner

Source: Delta County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6435 N 5TH ST, WELLS, MI 49894-9736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2004
Deed Sale	Feb 27, 2004
Record Updated	Sep 20, 2026

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA MI
Property Address	6435 N 5TH ST, WELLS, MI 49894-9736
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000917/933
Date	May 27, 2008
Book Page	917/933

Lender

Name	USDA
Type	Government Agency
Address	PO BOX 66889, SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	456 Months
Due	May 23, 2046

Tax Assessment & Valuation

Source: Delta County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Delta County
County Subdivision	Wells Township
Unified School District	Escanaba Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,000 (+40.76%)	$134,000 (+40.76%)
2025	$1,119.00
2023		$47,600	$95,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ESCANABA serves 12,941 people · EPA ID MI0002170
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20