6435 McDuff Ct, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 6435 McDuff Ct, Lake Oswego, OR 97035

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,227 sqft · built 2006
Lot Size	0.184 acres (8,016 sqft)
Owner	2 Individual Names on File
Last Sale	$890,000 (Dec 2020)
Tax Bill	$14,372 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21E19BB12403`

Property Details

APN / Parcel Number

Primary APN	`21E19BB12403`
Alternative APN	`05012703`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,227 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	8,016 sqft (0.184 acres)

Location & Zoning

Account Number	05012703
Street Address	6435 MCDUFF CT
City	LAKE OSWEGO
State	OR
Zip	97035-8048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	SUBDIVISION CHILDS ROAD ESTATES 3985 LT 3
Legal Range	1E
Legal Township	2S
Legal Section	19
Legal Subdivision	CHILDS ROAD ESTATES
Legal Lot Number	3
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	3
Census Block	3044
Census Tract	20401

Owner

6435 McDuff Ct is owned and occupied by two individuals who bought it in December 2020.

Source: Clackamas County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6435 MCDUFF CT, LAKE OSWEGO, OR 97035-8048
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF HOUSTON
Jan 16, 2020	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Dec 17, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on File
Deed Sale	Dec 17, 2020 · Amount on File
Prior Sale	May 13, 2011 · Amount on File
Deed Document Number	2020107201
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Recording Date	Jun 25, 2026
Property Address	6435 MCDUFF CT, LAKE OSWEGO, OR 97035-8048
Document Number	0000027549
Instrument Date	May 26, 2026
Instrument	202627549
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	6435 MCDUFF CT, LAKE OSWEGO, OR 97035-8048
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027549,
Date	Jun 25, 2026
Instrument	202627549

Lender

Name	BANK OF HOUSTON

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	299 Months
Due	May 26, 2051

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	6435 MCDUFF CT, LAKE OSWEGO, OR 97035-8048
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003570
Date	Jan 16, 2020
Instrument	2020-003570

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Dec 17, 2020
Property Address	6435 MCDUFF CT, LAKE OSWEGO, OR 97035-8048
Document Number	0000107201
Instrument Date	Dec 17, 2020
Instrument	2020-107201
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	OLD REPUBLIC TITLE CO OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6435 MCDUFF CT, LAKE OSWEGO, OR 97035-8048

Mortgage

Document Number	0000107202
Date	Dec 17, 2020
Instrument	2020-107202

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 6435 McDuff Ct was $14,372.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,372.00	$748,387	$1,402,382 Land $475,612 Building $926,770
2023	$13,578.00	$705,428	$1,367,800 Land $456,540 Building $911,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6435 McDuff Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6435 McDuff Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERGROVE WATER DISTRICT serves 4,000 people · EPA ID OR4100461
Water Source	Groundwater
Last State Inspection	Nov 2021
Also Mapped Here	CITY OF TUALATIN
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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