6435 Bell Bluff Ave, San Diego, CA 92119 Property Records

San Diego County property record for 6435 Bell Bluff Ave, San Diego, CA 92119

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 880 sqft · built 1972
Lot Size6.07 acres (264,431 sqft)
OwnerIndividual Name on File
Last Sale$520,000 (Jan 2024)
Tax Bill$6,581 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Oct 2018 Sale
Flood ZoneZone X (minimal risk)
APN456-280-01-20

Property Details

APN / Parcel Number

Primary APN456-280-01-20

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area880 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleCondo/Apartment
Lot Area264,431 sqft

Location & Zoning

Street Address6435 BELL BLUFF AVE
CitySAN DIEGO
StateCA
Zip92119-1032
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-2-5
Legal DescriptionLOT 118 US14D PER DOCS70-239840&71-7080&UND INT IN LOTS 92 THRU TR 006798
Legal SubdivisionRANCHO SAN CARLOS
Legal Tract006798
Legal Block4
Legal Lot Number92,11
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4003
Census Tract9805

Owner

6435 Bell Bluff Ave, a condominium, is owned and occupied by an individual who bought it in January 2024.

Source: San Diego County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address6435 BELL BLUFF AVE, SAN DIEGO, CA 92119-1032
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2024Grant Deed, Transfer · FHA Mortgage
CASTLE & COOKE MORTGAGE LLC
Oct 1, 2018Grant Deed, Transfer
LAWYERS TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2024 · Amount on File
Deed SaleJan 4, 2024 · Amount on File
Prior SaleOct 1, 2018 · Amount on File
Deed Document Number20242429
Record UpdatedSep 20, 2026

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 4, 2024
Property Address6435 BELL BLUFF AVE, SAN DIEGO, CA 92119-1032
Document Number0000002429
Map ReferenceMAP 6798
Instrument DateDec 21, 2023
Instrument2024-0002429
Transaction TypeTransfer
Record UpdatedJan 12, 2024
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6435 BELL BLUFF AVE, SAN DIEGO, CA 92119-1032

Mortgage

Document Number0000002430
DateJan 4, 2024
Instrument2024-0002430
Lender
NameCASTLE & COOKE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

Mortgage

Document Number0000002431
DateJan 4, 2024
Instrument2024-0002431
Lender
NameCASTLE & COOKE MORTGAGE LLC
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term362 Months
DueMar 3, 2054

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 1, 2018
Property Address6435 BELL BLUFF AVE, SAN DIEGO, CA 92119-1032
Document Number0000408765
Instrument DateAug 17, 2018
Instrument408765
Transaction TypeTransfer
Record UpdatedOct 8, 2018
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
Tax$332.20
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7011 ROCK MANOR DR SAN DIEGO CA 921192939, SAN DIEGO, CA 92119-2939

Tax Assessment & Valuation

The 2025 property tax bill for 6435 Bell Bluff Ave was $6,581 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$541,006 (+2%) Land $394,112 Building $146,894
2025$6,581.00 Homeowner's exemption$530,399 Land $386,385 Building $144,014
2023$3,997.00 (+2.72%)$323,802 Land $235,883 Building $87,919
2022$3,891.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6435 Bell Bluff Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6435 Bell Bluff Ave is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 71% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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