Indian River County property record for 6435 5th St, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,034 sqft · built 1987 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $50,000 (Jan 2017) |
| Tax Bill | $1,019 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage May 2020 Loan Modification + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 33-39-17-00004-0004-00007.0 |
| Primary APN | 33-39-17-00004-0004-00007.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,034 sqft Living Area |
| 1st Floor Area | 1,034 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 120 ft deep x 57 ft wide |
| Porch | Open Porch |
| Porch Area | 218 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 81464 |
|---|---|
| Street Address | 6435 5TH ST |
| City | VERO BEACH |
| State | FL |
| Zip | 32968-9407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | PINE TREE PARK UNIT NO 3 BLK D LOT 7; LESS W 3.5 FT PBI 3-50 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 17 |
| Legal Subdivision | PINE TREE PARK UNIT NO 3 |
| Legal Block | D |
| Legal Lot Number | 7 |
| Legal Unit | 3 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 50704 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6435 5TH ST, VERO BEACH, FL 32968-9407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2019 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| May 8, 2020 | Loan Modification, Mortgage · Conventional Mortgage TRUIST BK |
| Jan 26, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2017 · Amount on Record |
| Deed Sale | Jan 26, 2017 · Amount on Record |
| Prior Sale | Dec 2, 1999 · Amount on Record |
| Deed Document Number | 3120170004426 |
| Deed Book / Page | 2996 / 2450 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6435 5TH ST, VERO BEACH, FL 32968-9407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0031992203 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 3199/2203 |
| Instrument | 3120190022542 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6435 5TH ST, VERO BEACH, FL 32968-9407 |
| Document Number | 0033000961 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 6435 5TH ST VERO BEACH FL 329689407, VERO BEACH, FL 32968-9407 |
| Document Number | 0033000961 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 003300/000961 |
| Instrument | 26628 |
| Name | TRUIST BK |
|---|---|
| Address | ORLANDO, FL 32809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jan 26, 2017 |
| Property Address | 6435 5TH ST, VERO BEACH, FL 32968-9407 |
| Document Number | 0029962450 |
| Book / Page | 002996 / 002450 |
| Instrument Date | Dec 29, 2016 |
| Instrument | 4426 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4535 5TH MNR SW VERO BEACH FL 32968, VERO BEACH, FL 32968 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,019.00 (+40.75%) | $83,748 (+5.99%) | $181,508 (+1.52%) Land $31,216 Building $150,292 |
| 2023 | $724.00 (+4.47%) | $79,016 (+3%) | $178,792 (+22.57%) Land $31,216 Building $147,576 |
| 2022 | $693.00 | $76,715 | $145,874 Land $19,210 Building $126,664 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 270 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 270 in force |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 1 of 23 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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