Howard County property record for 6434 Rockledge Ct, Elkridge, MD 21075
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,120 sqft · built 1988 |
| Lot Size | 0.039 acres (1,698 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $341,000 (Jul 2022) |
| Tax Bill | $4,885 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-211153 |
| Primary APN | 01-211153 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Total Area |
| Basement Area | 420 sqft |
| Finished Basement | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,698 sqft (0.039 acres) |
| Deck Area | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 211153 |
|---|---|
| Street Address | 6434 ROCKLEDGE CT |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5450 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RA15 |
| Legal Description | LOT 78 .0390 A 6434 ROCKLEDGE CT ROCKBURN COMMONS S 3 |
| Legal Subdivision | ROCKBURN COMMONS |
| Legal Lot Number | 78 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 601205 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6434 ROCKLEDGE CT, ELKRIDGE, MD 21075-5450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage USAA FSB |
| Jul 8, 2022 | Deed, Transfer · Conventional Mortgage FIDELITY DIRECT MORTGAGE LLC |
| Aug 15, 2018 | Grant Deed, Transfer · VA Mortgage USAA |
| May 7, 2018 | Trustee's Deed, Foreclosure MILESTONE TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on Record |
| Deed Sale | Jul 8, 2022 · Amount on Record |
| Prior Sale | Aug 15, 2018 · Amount on Record |
| Deed Book / Page | 21621 / 343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6434 ROCKLEDGE CT, ELKRIDGE, MD 21075-5450 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0203620170 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 20362/170 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 8, 2022 |
| Property Address | 6434 ROCKLEDGE CT, ELKRIDGE, MD 21075-5450 |
| Document Number | 0216210343 |
| Book / Page | 21621 / 343 |
| Map Reference | MB CMP 7149 |
| Instrument Date | May 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Title Company | MARVEL TITLE AND ESCROW, MARVEL TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,115.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6434 ROCKLEDGE CT, ELKRIDGE, MD 21075-5450 |
| Document Number | 0021621350 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 21621/350 |
| Name | FIDELITY DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 15, 2018 |
| Property Address | 6434 ROCKLEDGE CT, ELKRIDGE, MD 21075-5450 |
| Document Number | 0183210276 |
| Book / Page | 018321 / 000276 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2018 |
| Title Company | MILESTONE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6434 ROCKLEDGE CT ELKRIDGE MD 210755450, ELKRIDGE, MD 21075-5450 |
| Document Number | 183210281 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 018321/000281 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 7, 2018 |
| Property Address | 6434 ROCKLEDGE CT, ELKRIDGE, MD 21075-5450 |
| Document Number | 0181710111 |
| Book / Page | 018171 / 000111 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | May 29, 2018 |
| Title Company | MILESTONE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $191.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 605 HAWKESBURY LN SILVER SPRING MD 209046309, SILVER SPRING, MD 20904-6309 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,885.00 (+1.31%) Homeowner's exemption | $334,700 (+7.14%) Land $130,000 Building $204,700 | $334,700 (-) Land $130,000 Building $204,700 |
| 2025 | $4,822.00 (+69.25%) Homeowner's exemption | $312,400 (+16.65%) | $334,700 (+24.98%) Land $130,000 Building $204,700 |
| 2023 | $267,800 Land $100,000 Building $167,800 | $267,800 Land $100,000 Building $167,800 | |
| 2022 | $2,849.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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