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6434 E Lowden Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 6434 E Lowden Rd, Cave Creek, AZ 85331

Property Summary

Property TypeSingle Family Home
Details6 ba · 3,057 sqft · built 2022
Lot Size1.12 acres (48,918 sqft)
Owner2 Individual Names on Record
Last Sale$855,536 (Sep 2020)
Tax Bill$3,466 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jan 2023 Line of Credit
Flood ZoneZone X (moderate risk)
APN216-67-047A

Property Details

APN / Parcel Number

Primary APN216-67-047A

Interior

Full Baths6 Baths
Plumbing Fixtures17 Plumbing Fixtures
Stories1 Story
Building Area3,057 sqft Living Area
Gross Area4,282 sqft
1st Floor Area3,057 sqft

Exterior

Year BuiltBuilt 2022
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area48,918 sqft (1.12 acres)
Parking Spaces5 Parking Spaces
Pool Area750 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address6434 E LOWDEN RD
CityCAVE CREEK
StateAZ
Zip85331-6128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-43
Legal DescriptionW 148.50 FT SE4 NW4 SW4 NW4 P/F 2020-00420548
Legal Range04E
Legal Township05N
Legal Section22
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group3
Census Block3002
Census Tract613200

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4037 E DESERT MARIGOLD DR, CAVE CREEK, AZ 85331-5879
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 18, 2023Deed of Trust, Mortgage · Line of Credit
JACKSON FLAGSTAR CENTRE OFFICE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2020 · Amount on Record
Deed SaleSep 23, 2020 · Amount on Record
Deed Document Number20200898751
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address6434 E LOWDEN RD, CAVE CREEK, AZ 85331-6128
Transaction TypeMortgage
Record UpdatedMar 5, 2024
Title CompanyEMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6434 E LOWDEN RD, CAVE CREEK, AZ 85331-6128

Mortgage

Document Number0000906216
DateAug 23, 2021
Instrument20210906216
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address6434 E LOWDEN RD, CAVE CREEK, AZ 85331-6128
Transaction TypeMortgage
Record UpdatedMar 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address6434 E LOWDEN RD, CAVE CREEK, AZ 85331-6128

Mortgage

Document Number0000027172
DateJan 18, 2023
Instrument20230027172
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
Unified School DistrictCave Creek Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$167,600 (+20.14%)$1,676,000 (+20.14%) Land $335,200 Building $1,340,800
2025$3,466.00 (+415.01%)
2024$139,500$1,395,000 Land $279,000 Building $1,116,000
2023$673.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 49 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies49 in force
Nearby Flood Claims7 (2002–2007)
Most Recent ClaimAug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 41% of Arizona
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCOTTSDALE
serves 241,361 people · EPA ID AZ0407098
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BAM Broadband
Fixed Wireless · not low latency		1,000 / 100
Verizon
Fixed Wireless		300 / 20
Mojo Broadband
Fixed Wireless		250 / 50
T-Mobile
Fixed Wireless		100 / 20
CenturyLink
DSL		60 / 5

May also be available: AT&T, GeoLinks.

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