6434 Divide Dr, Salida, CO 81201 Property Records

Chaffee County property record for 6434 Divide Dr, Salida, CO 81201 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,896 sqft · built 1981
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on File
Last Sale	$557,000 (Feb 2020)
Tax Bill	$3,716 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R380708400011`

Property Details

APN / Parcel Number

Primary APN	`R380708400011`
Alternative APN	`380708400011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,896 sqft Living Area
Gross Area	3,676 sqft
1st Floor Area	2,140 sqft
Basement Area	1,512 sqft
Finished Basement	756 sqft
Unfinished Basement	756 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	95,832 sqft
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Covered Slab
Porch Area	564 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R380708400011
Street Address	6434 DIVIDE DR
City	SALIDA
State	CO
Zip	81201-3649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 METHODIST MOUNTAIN ESTATES REC 457370 477084 477497
Legal Range	09E
Legal Township	49N
Legal Section	08
Legal Subdivision	METHODIST MOUNTAIN ESTATES
Legal Lot Number	12
Jurisdiction	CHAFFEE CO
Township / Civil Division	SALIDA
Census Block Group	3
Census Block	3127
Census Tract	200

Owner

Source: Chaffee County records · APN R380708400011

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6434 DIVIDE DR, SALIDA, CO 81201-3649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 07, 2026	Deed of Trust, Mortgage · Line of Credit ZIONS BANCORPORATION NA
Mar 08, 2022	Deed of Trust, Mortgage · Line of Credit THE PUEBLO BANK AND TRUST CO
Jan 21, 2022	Intrafamily Transfer, Transfer
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 28, 2020	Special Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Sep 21, 2001 · Amount on Record
Deed Document Number	2020457370
Last Transfer Date	Jan 18, 2022
Transfer Doc	0000477497
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAFFEE CO
Recording Date	Apr 07, 2026
Property Address	6434 DIVIDE DR, SALIDA, CO 81201-3649
Document Number	0000507143
Instrument Date	Mar 27, 2026
Instrument	2026507143
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	6434 DIVIDE DR, SALIDA, CO 81201-3649

Mortgage

Document Number	0000507143,
Date	Apr 07, 2026
Instrument	2026507143

Lender

Name	ZIONS BANCORPORATION NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAFFEE CO
Property Address	6434 DIVIDE DR, SALIDA, CO 81201-3649
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6434 DIVIDE DR, SALIDA, CO 81201-3649

Mortgage

Document Number	0000478634
Date	Mar 08, 2022
Instrument	478634

Lender

Name	THE PUEBLO BANK AND TRUST CO
Type	Bank
Address	SALIDA, CO 81201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 01, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAFFEE CO
Recording Date	Jan 21, 2022
Property Address	6434 DIVIDE DR, SALIDA, CO 81201-3649
Document Number	0000477497
Map Reference	DOC 202953
Instrument Date	Jan 20, 2022
Instrument	477497
Transaction Type	Transfer
Record Updated	Feb 01, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6434 DIVIDE DR, SALIDA, CO 81201-3649

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAFFEE CO
Property Address	6434 DIVIDE DR, SALIDA, CO 81201-3649
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	473264
Date	Aug 13, 2021
Instrument	473264

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHAFFEE CO
Recording Date	Feb 28, 2020
Property Address	6434 DIVIDE DR, SALIDA, CO 81201-3649
Document Number	0000457370
Map Reference	DOC 214370
Instrument Date	Feb 28, 2020
Instrument	457370
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$55.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6434 DIVIDE DR, SALIDA, CO 81201-3649

Mortgage

Document Number	0000457371
Date	Feb 28, 2020
Instrument	457371

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Chaffee County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Chaffee County
Unified School District	Salida School District R-32 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,716.00 (+16.56%)	$68,350 (+6.25%) Land $21,190 Building $47,160	$1,093,625 (+7.72%) Land $339,000 Building $754,625
2024	$3,188.00 (+3.07%)
2023	$3,093.00	$64,330 Land $22,710 Building $41,620	$1,015,261 Land $339,000 Building $676,261

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chaffee County (08015C), updated November 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080150002003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 59% of Colorado
Wildfire Likelihood	About 1 in 676 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Smiling J	Fixed Wireless (unlicensed)	50 / 15
Visionary Communications	Fixed Wireless	25 / 3
T-Mobile USA	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Lumen Technologies, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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