6433 Umber Cir, Arvada, CO 80007 Property Records

Jefferson County property record for 6433 Umber Cir, Arvada, CO 80007

Property Summary

Property Type	Townhouse
Details	3 bd · 4.25 ba · 2,487 sqft · built 2008
Lot Size	0.074 acres (3,223 sqft)
Owner	2 Individual Names on File
Last Sale	$751,000 (Oct 2023)
Tax Bill	$5,414 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-023-02-140`

Property Details

APN / Parcel Number

Primary APN	`30-023-02-140`
Alternative APNs	`300211430` `441561` `211430`

Interior

Bedrooms	3 Beds
Full Baths	4.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,487 sqft Living Area
Gross Area	4,844 sqft
1st Floor Area	1,800 sqft
2nd Floor Area	687 sqft
Basement Area	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2023
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Tile
Lot Area	3,223 sqft (0.074 acres)
Garage Type	Attached
Garage Area	451 sqft
Porch	Covered Porch
Porch Area	106 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	300211430
Street Address	6433 UMBER CIR
City	ARVADA
State	CO
Zip	80007-6838
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SECTION 02 TOWNSHIP 03 RANGE 70 QTR SW SUBDIVISIONCD 756808 SUBDIVISIONNAME TRAIL VILLAGE FLG 1 AMD 3 BLOCK 002 LOT 002A SIZE: 3223 TRACT VALUE: .074
Legal Range	70W
Legal Township	03S
Legal Section	02
Legal Subdivision	TRAIL VILLAGE FLG 1 AMD 3
Legal Block	2
Legal Lot Number	2A
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	2
Census Block	2015
Census Tract	9838

Owner

6433 Umber Cir, a townhouse, is owned and occupied by two individuals who bought it in October 2023.

Source: Jefferson County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6433 UMBER CIR, ARVADA, CO 80007-6838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Mar 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Oct 6, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Oct 2, 2023	Special Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on File
Deed Sale	Oct 2, 2023 · Amount on File
Prior Sale	Apr 8, 2013 · Amount on File
Deed Document Number	202359972
Prior Transfer Date	Jul 25, 2008
Prior Transfer Doc	0000072862
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Recording Date	Apr 6, 2026
Property Address	6433 UMBER CIR, ARVADA, CO 80007-6838
Document Number	0000021786
Instrument Date	Mar 26, 2026
Instrument	202621786
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	6433 UMBER CIR, ARVADA, CO 80007-6838

Mortgage

Document Number	0000021786,
Date	Apr 6, 2026
Instrument	202621786

Lender

Name	OPTIMUM FIRST INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	6433 UMBER CIR, ARVADA, CO 80007-6838
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6433 UMBER CIR, ARVADA, CO 80007-6838

Mortgage

Document Number	0000014831
Date	Mar 17, 2025
Instrument	2025014831

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON CO
Recording Date	Oct 6, 2025
Property Address	6433 UMBER CIR, ARVADA, CO 80007-6838
Document Number	0000063027
Instrument Date	Sep 25, 2025
Instrument	2025063027
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6433 UMBER CIR, ARVADA, CO 80007-6838

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6433 UMBER CIR, ARVADA, CO 80007-6838

Mortgage

Document Number	0000063028
Date	Oct 6, 2025
Instrument	2025063028

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Oct 2, 2023
Property Address	6433 UMBER CIR, ARVADA, CO 80007-6838
Document Number	0000059972
Instrument Date	Sep 26, 2023
Instrument	2023059972
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6433 UMBER CIR, ARVADA, CO 80007-6838

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6433 UMBER CIR, ARVADA, CO 80007-6838

Mortgage

Document Number	0000059973
Date	Oct 2, 2023
Instrument	2023059973

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 6433 Umber Cir was $5,414, up 19.5% from the year before.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Arvada City
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,414.00 (+19.54%)	$52,504 (+12.29%) Land $8,728 Building $43,776	$840,058 (+11.58%) Land $139,650 Building $700,408
2024	$4,529.00 (-0.13%)	$46,759 (-) Land $4,259 Building $42,500	$752,889 (-) Land $63,566 Building $689,323
2023	$4,535.00 (+19.85%)	$46,759 (+21%) Land $4,259 Building $42,500	$752,889 (+35.41%) Land $63,566 Building $689,323
2022	$3,784.00	$38,644 Land $7,691 Building $30,953	$556,027 Land $110,657 Building $445,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6433 Umber Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6433 Umber Cir is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 72% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARVADA serves 171,610 people · EPA ID CO0130001
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
TDS Telecom Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Magnolia Road Internet Cooperative.

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