6433 Thomas Dr, North Highlands, CA 95660 Property Records

Sacramento County property record for 6433 Thomas Dr, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,126 sqft · built 1953
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Nov 2020)
Tax Bill	$3,835 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`217-0011-019-0000`

Property Details

APN / Parcel Number

Primary APN	`217-0011-019-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,126 sqft Living Area
Gross Area	1,368 sqft
1st Floor Area	1,126 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	242 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	6433 THOMAS DR
City	NORTH HIGHLANDS
State	CA
Zip	95660-4042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	E 73.92 FT LOT 617 MC CLELLAN MEADOWS NO 4 MEASALG N LINE
Legal Subdivision	MCCLELLN MDWS UN 04
Legal Lot Number	617
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1011
Census Tract	7402

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8019 43RD AVE, SACRAMENTO, CA 95824-4416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Grant Deed, Transfer · FHA Mortgage INSPIRE HM LNS INC
May 8, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Sep 13, 2018	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MTG
Sep 21, 2018	Grant Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Sep 21, 2018 · Amount on Record
Deed Book / Page	20201119 / 1879
Prior Transfer Date	Jun 7, 1996
Prior Transfer Doc	9606001101
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 19, 2020
Property Address	6433 THOMAS DR, NORTH HIGHLANDS, CA 95660-4042
Document Number	2011191879
Instrument Date	Oct 26, 2020
Instrument	2011191879
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8019 43RD AVE SACRAMENTO CA 958244416, SACRAMENTO, CA 95824-4416

Mortgage

Document Number	2011191880
Date	Nov 19, 2020
Instrument	2011191880

Lender

Name	INSPIRE HM LNS INC
Address	NEWPORT BEACH, CA 92660

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2050

Mortgage

Document Number	2011191881,
Date	Nov 19, 2020
Instrument	2011191881

Lender

Name	GOLDEN ST FIN AUTHORITY
Address	SACRAMENTO, CA 95814

Agreement

Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6433 THOMAS DR, NORTH HIGHLANDS, CA 95660-4042
Document Number	2005180107
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6433 THOMAS DR NORTH HIGHLANDS CA 956604042, NORTH HIGHLANDS, CA 95660-4042

Mortgage

Document Number	2005180107
Date	May 18, 2020
Instrument	2005180107

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6433 THOMAS DR, NORTH HIGHLANDS, CA 95660-4042
Document Number	1810310280
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6433 THOMAS DR NORTH HIGHLANDS CA 956604042, NORTH HIGHLANDS, CA 95660-4042

Mortgage

Document Number	1810310280
Date	Oct 31, 2018
Instrument	1810310280

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 21, 2018
Property Address	6433 THOMAS DR, NORTH HIGHLANDS, CA 95660-4042
Document Number	1809210662
Instrument Date	Sep 11, 2018
Instrument	1809210662
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$250.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6433 THOMAS DR NORTH HIGHLANDS CA 956604042, NORTH HIGHLANDS, CA 95660-4042

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$336,741 (+2%) Land $77,284 Building $259,457
2025	$3,835.00 (+5.1%) Homeowner's exemption	$330,139 (+4.04%) Land $75,769 Building $254,370
2024	$3,649.00 (-0.65%)
2023	$3,673.00 (+6.31%) Homeowner's exemption	$317,322 Land $72,828 Building $244,494
2022	$3,455.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	13 (1986–2023)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000

May also be available: Cal.net, Verizon.

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