6433 Paysar Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 6433 Paysar Ln, Gilroy, CA 95020

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,818 sqft · built 2021
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$830,000 (Dec 2022)
Tax Bill$10,615 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN808-62-040

Property Details

APN / Parcel Number

Primary APN808-62-040

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area1,818 sqft Living Area
1st Floor Area254 sqft
2nd Floor Area787 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2022
Architectural StyleL-Shape
Construction TypeWood
Lot Area4,356 sqft (0.1 acres)
Garage TypeAttached
Garage Area463 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address6433 PAYSAR LN
CityGILROY
StateCA
Zip95020-5943
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeA-20A
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1020
Census Tract512509

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6433 PAYSAR LN, GILROY, CA 95020-5943
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2022 · Amount on Record
Deed SaleDec 1, 2022 · Amount on Record
Deed Document Number202225410516
Record UpdatedSep 20, 2026

December 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateDec 1, 2022
Property Address6433 PAYSAR LN, GILROY, CA 95020-5943
Document Number0025410516
Map ReferenceMB 932 PG 55-61
Instrument DateOct 6, 2022
Instrument25410516
Transaction TypeTransfer
Record UpdatedAug 25, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6433 PAYSAR LN, GILROY, CA 95020-5943

Mortgage

Document Number0025410517
DateDec 1, 2022
Instrument25410517
Lender
NameZB NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.37%
Type Change DateDec 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.3%
Index1-Year T-Bill
Max Rate10.3%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$815,000 (-5.59%) Land $407,400 Building $407,600
2025$10,615.00 (+2.18%)$863,281 (+4.04%) Land $431,640 Building $431,641
2023$10,389.00$829,761 Land $414,880 Building $414,881

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1986)
Claims Outside the SFHA5 of 8
Most Recent ClaimFeb 1986 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Feb 1986 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 40% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: Frontier, GeoLinks.

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