6433 Old River Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 6433 Old River Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,897 sqft · built 1956
Lot Size	3.49 acres (152,024 sqft)
Owner	2 Individual Names on File
Last Sale	$284,000 (Aug 2022)
Tax Bill	$1,098 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-2811-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-2811-5`
Alternative APNs	`22-4N-24-0000-0005-0010` `24N422000000050010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,897 sqft Living Area
Gross Area	2,953 sqft
1st Floor Area	1,897 sqft
Flooring	Tile
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1968
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	152,024 sqft (3.49 acres)
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft
Porch	Finished/Open Porch
Porch Area	976 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6433 OLD RIVER RD
City	BAKER
State	FL
Zip	32531-8141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR OF NE1/4 OF NW1/4 S 447.91 FT TO R/W S 64 DEG E 38.19 FT SE ALG CURVE 197.61FT S 70 DEG E 22.21 FT N 19 DEG E 187.92 FT N 364.25 FT W 298.02 FT TO POB
Legal Range	24W
Legal Township	04N
Legal Section	22
Legal Block	5
Legal Lot Number	10
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2053
Census Tract	20102

Owner

Source: Okaloosa County records · APN C56-000-596-2811-5

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6433 OLD RIVER RD, BAKER, FL 32531-8141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Deed Document Number	20223572426
Deed Book / Page	3638 / 1979
Prior Transfer Date	Feb 18, 2011
Prior Transfer Doc	0029734480
Record Updated	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 17, 2022
Property Address	6433 OLD RIVER RD, BAKER, FL 32531-8141
Document Number	0036381979
Book / Page	3638 / 1979
Instrument Date	Aug 11, 2022
Instrument	3572426
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NATL LAND TTL CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,988.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1540 HESTER CHURCH RD, 1540, BAKER, FL 32531-8710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6433 OLD RIVER RD, BAKER, FL 32531-8141

Mortgage

Document Number	0036381980
Date	Aug 17, 2022
Instrument	3638/1980

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,098.00 (+7.54%) Homeowner's exemption Veteran's exemption	$144,233 (+5.99%)	$200,275 (+5.97%) Land $44,632 Building $155,643
2023	$1,021.00 (+76.95%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$136,085 (+61.44%)	$188,999 (+21.17%) Land $37,920 Building $151,079
2022	$577.00 Homeowner's exemption	$84,296	$155,972 Land $35,439 Building $120,533

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lumen Technologies DSL	10 / 1

Based on FCC filings for 8 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.