6433 Cliffside Pass, Fort Wayne, IN 46845 Property Records

Allen County property record for 6433 Cliffside Pass, Fort Wayne, IN 46845

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,317 sqft · built 1992
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Oct 2019)
Tax Bill	$2,885 (2025)
Deeds & Mortgages	May 2018 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-31-401-022.000-042`

Property Details

APN / Parcel Number

Primary APN	`02-03-31-401-022.000-042`
Alternative APN	`1347380070`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,317 sqft Living Area
Gross Area	4,044 sqft
1st Floor Area	2,317 sqft
Basement Area	1,133 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	1,200 ft deep x 850 ft wide
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6433 CLIFFSIDE PASS
City	FORT WAYNE
State	IN
Zip	46845-9402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BEND BLUFFS SEC 1 AMD LOT 70
Legal Subdivision	RIVER BEND BLUFFS
Legal Lot Number	70
Jurisdiction	ALLEN IN
Township / Civil Division	CEDAR CREEK
Census Block Group	4
Census Block	4013
Census Tract	10201

Owner

6433 Cliffside Pass is owned and occupied by two individuals who bought it in October 2019.

Source: Allen County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6433 CLIFFSIDE PASS, FORT WAYNE, IN 46845-9402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2018	Deed of Trust, Mortgage · Line of Credit THREE RIVERS FCU
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 8, 2019	Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2019 · Amount on File
Deed Sale	Oct 8, 2019 · Amount on File
Prior Sale	Apr 23, 2015 · Amount on File
Deed Document Number	201951190
Prior Transfer Date	Apr 20, 2015
Prior Transfer Doc	2015021538
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	6433 CLIFFSIDE PASS, FORT WAYNE, IN 46845-9402
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018023550
Date	May 15, 2018
Instrument	2018023550

Lender

Name	THREE RIVERS FCU
Type	Credit Union
Address	FORT WAYNE, IN 46825

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 10, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	6433 CLIFFSIDE PASS, FORT WAYNE, IN 46845-9402
Transaction Type	Mortgage
Record Updated	May 22, 2023
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021061506
Date	Sep 14, 2021
Instrument	2021061506

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Oct 8, 2019
Property Address	6433 CLIFFSIDE PASS, FORT WAYNE, IN 46845-9402
Document Number	2019051190
Instrument Date	Sep 30, 2019
Instrument	2019051190
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6433 CLIFFSIDE PASS, FORT WAYNE, IN 46845-9402

Mortgage

Document Number	2019051191
Date	Oct 8, 2019
Instrument	2019051191

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6433 Cliffside Pass was $2,885 with a homeowner's exemption, down 8.5% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Cedar Creek Township
Unified School District	East Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,885.00 (-8.5%) Homeowner's exemption	$371,000 Land $30,600 Building $340,400	$371,000 Land $30,600 Building $340,400
2024	$3,153.00 (+25.62%)
2023	$2,510.00 (+5.15%)	$326,000 (+5.13%) Land $30,600 Building $295,400	$326,000 (+5.13%) Land $30,600 Building $295,400
2022	$2,387.00	$310,100 Land $30,600 Building $279,500	$310,100 Land $30,600 Building $279,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6433 Cliffside Pass in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6433 Cliffside Pass is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Lakeland Internet, Mediacom Xtream, Watch TV.

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