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6433 Cedar St, Milton, FL 32570 Property Records

Santa Rosa County property record for 6433 Cedar St, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,460 sqft · built 1959
Lot Size0.396 acres (17,246 sqft)
Owner2 Individual Names on File
Last Sale$147,000 (Oct 2020)
Tax Bill$1,776 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Jun 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN33-2N-28-4940-00000-0980

Property Details

APN / Parcel Number

Primary APN33-2N-28-4940-00000-0980
Alternative APN
  • N282334940000000980

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,460 sqft Living Area
Gross Area2,291 sqft
1st Floor Area1,460 sqft
Utility Area77 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2004
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area17,246 sqft (0.396 acres)
Garage TypeCarport
Garage Area462 sqft
CarportCarport
Carport Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area72 sqft
Patio Area220 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6433 CEDAR ST
CityMILTON
StateFL
Zip32570-2807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSHERWOOD PARK LOT 98 AS DES IN OR 4013 PG 313
Legal Range28W
Legal Township2N
Legal Section33
Legal SubdivisionSHERWOOD PARK
Legal Lot Number98
JurisdictionSANTA ROSA FL
Township / Civil DivisionMILTON
Census Block Group3
Census Block3004
Census Tract10601

Owner

Source: Santa Rosa County assessment roll, APN 33-2N-28-4940-00000-0980, as of December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6433 CEDAR ST, MILTON, FL 32570-2807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2024Deed of Trust, Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 15, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 09, 2020Warranty Deed, Transfer
THELENDER
Feb 12, 2019Trustee's Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 09, 2020 · Amount on Record
Deed SaleOct 09, 2020 · Amount on Record
Prior SaleFeb 12, 2019 · Amount on Record
Deed Document Number202052339
Deed Book / Page4013 / 313
Record UpdatedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6433 CEDAR ST, MILTON, FL 32570-2807
Transaction TypeMortgage
Record UpdatedApr 01, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address6433 CEDAR ST, MILTON, FL 32570-2807

Mortgage

Document Number0044741595
DateFeb 16, 2024
Book Page4474/1595
Instrument202406768
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Address6101 CONDOR DR # 200, MOORPARK, CA 93021
Agreement
AmountAmount Recorded
Term341 Months
DueJul 01, 2052

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6433 CEDAR ST, MILTON, FL 32570-2807
Transaction TypeMortgage
Record UpdatedJul 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6433 CEDAR ST, MILTON, FL 32570-2807

Mortgage

Document Number0042951002
DateJun 15, 2022
Book Page4295/1002
Instrument202235828
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 09, 2020
Property Address6433 CEDAR ST, MILTON, FL 32570-2807
Document Number0040130313
Book / Page004013 / 000313
Instrument DateSep 03, 2020
Instrument52339
Transaction TypeTransfer
Record UpdatedNov 10, 2020
Title CompanyEQUITABLE TITLE/MID-FLORIDA LL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,029.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6433 CEDAR ST MILTON FL 325702807, MILTON, FL 32570-2807

Mortgage

Document Number40130315
DateOct 09, 2020
Book Page004013/000315
Instrument52340
Lender
NameTHELENDER
AddressST PETERS, MO 63376
Agreement
AmountAmount Recorded
Term360 Months
DueOct 08, 2050

February 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 12, 2019
Property Address6433 CEDAR ST, MILTON, FL 32570-2807
Document Number0038030269
Book / Page003803 / 000269
Instrument DateJan 28, 2019
Instrument5367
Transaction TypeForeclosure
Record UpdatedMar 29, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$384.30
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 692225 ORLANDO FL 328692225, ORLANDO, FL 32869-2225

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll as of December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
MunicipalityMilton City
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,776.00 (-2.15%) Homeowner's exemption$168,394 (+2.9%)$183,158 (+1.78%) Land $22,000 Building $161,158
2024$1,815.00 (+3.18%) Homeowner's exemption$163,648 (+3%)$179,956 (+5.43%) Land $22,000 Building $157,956
2023$1,759.00 (+3.05%) Homeowner's exemption$158,882 (+3%)$170,687 (+10.65%) Land $22,000 Building $148,687
2022$1,707.00 Homeowner's exemption$154,254$154,254 Land $14,000 Building $140,254

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), as of November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 177 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1570146, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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