6433 Bowden Rd, Newark, MD 21841 Property Records

Worcester County property record for 6433 Bowden Rd, Newark, MD 21841

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1977
Lot Size	1.71 acres (74,488 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jul 2026)
Tax Bill	$2,194 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-003438`

Property Details

APN / Parcel Number

Primary APN	`04-003438`
Alternative APN	`003438`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Total Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	74,488 sqft (1.71 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	003438
Street Address	6433 BOWDEN RD
City	NEWARK
State	MD
Zip	21841-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	1.71 ACS W SIDE BOWDEN ROAD S OF NEWARK
Jurisdiction	WORCESTER MD
Township / Civil Division	2, CENTRAL
Census Block Group	1
Census Block	1029
Census Tract	951200

Owner

6433 Bowden Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6433 BOWDEN RD, NEWARK, MD 21841-2129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed, Transfer · Conventional Mortgage RESORT TITLE, RESORT LAND TITLE
Jun 25, 2021	Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on File
Deed Sale	Jul 15, 2026 · Amount on File
Prior Sale	Jun 25, 2021 · Amount on File
Deed Book / Page	9184 / 339
Transfer Doc	0000299458
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jul 15, 2026
Property Address	6433 BOWDEN RD, NEWARK, MD 21841-2129
Document Number	9184000339
Book / Page	9184 / 339
Instrument Date	Jul 8, 2026
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	RESORT TITLE, RESORT LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,320.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6433 BOWDEN RD, NEWARK, MD 21841-2129

Mortgage

Document Number	9184000346,
Date	Jul 15, 2026
Book Page	9184/346

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2056

Interest

Rate	6.48%
Max Rate	-1%

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jun 25, 2021
Property Address	6433 BOWDEN RD, NEWARK, MD 21841-2129
Document Number	0081000388
Book / Page	8100 / 388
Map Reference	LB 2143 FO 269
Instrument Date	Jun 10, 2021
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	NOT AVAILABLE, DBA REAL ESTATE T&E

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	100 JUNE LN, MILFORD, DE 19963-3779

Mortgage

Document Number	0008100394
Date	Jun 25, 2021
Instrument	8100/394

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 6433 Bowden Rd was $2,194, up 8.3% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,194.00 (+8.29%)	$231,233	$267,700 Land $108,400 Building $159,300
2025	$2,026.00
2023	$1,579.00	$165,067	$213,000 Land $57,400 Building $155,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6433 Bowden Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	9 (1985–2012)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6433 Bowden Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

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