6432 E Wingate St, Inverness, FL 34452 Property Records

Citrus County property record for 6432 E Wingate St, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,250 sqft · built 1989
Lot Size	0.221 acres (9,612 sqft)
Owner	Individual Name on Record
Last Sale	$252,000 (Aug 2025)
Tax Bill	$1,396 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-29-0010-04180-0090`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-29-0010-04180-0090`
Alternative APNs	`2919S20E0010041800090` `1828406`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,250 sqft Living Area
Gross Area	1,810 sqft
1st Floor Area	1,250 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,612 sqft (0.221 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Screened Aluminum Porch
Porch Area	220 sqft
Patio Area	120 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1828406
Street Address	6432 E WINGATE ST
City	INVERNESS
State	FL
Zip	34452-8292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	INVERNESS HGLDS WEST PB 5 PG 19 LOT 9 BLK 418
Legal Range	20E
Legal Township	19S
Legal Section	32
Legal Subdivision	INVERNESS HIGHLANDS WEST
Legal Block	418
Legal Lot Number	9
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2043
Census Tract	451104

Owner

Source: Citrus County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6432 E WINGATE ST, INVERNESS, FL 34452-8292
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 11, 2019	Warranty Deed, Transfer · Conventional with PMI NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2025 · Amount on Record
Deed Sale	Aug 22, 2025 · Amount on Record
Prior Sale	Feb 11, 2019 · Amount on Record
Deed Document Number	202551241
Deed Book / Page	3595 / 1275
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6432 E WINGATE ST, INVERNESS, FL 34452-8292
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6432 E WINGATE ST, INVERNESS, FL 34452-8292

Mortgage

Document Number	0031460420
Date	Mar 22, 2021
Book Page	3146/420
Instrument	2021018030

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 11, 2019
Property Address	6432 E WINGATE ST, INVERNESS, FL 34452-8292
Document Number	0029551239
Book / Page	002955 / 001239
Instrument Date	Jan 30, 2019
Instrument	6471
Transaction Type	Transfer
Record Updated	Feb 25, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$882.70
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6432 E WINGATE ST INVERNESS FL 344528292, INVERNESS, FL 34452-8292

Mortgage

Document Number	29551240
Date	Feb 11, 2019
Book Page	002955/001240
Instrument	6472

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2049

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,396.00 (+6.89%)	$121,391 (-32.71%)	$170,952 (-5.23%) Land $11,200 Building $159,752
2024	$1,306.00 (+3.08%) Homeowner's exemption Additional exemption filed	$180,388 (+3.08%) Land $8,720 Building $171,668	$180,388 (+3.08%) Land $8,720 Building $171,668
2023	$1,267.00 (+6.92%) Homeowner's exemption Additional exemption filed	$175,002 (+22.86%) Land $6,720 Building $168,282	$175,002 (+22.86%) Land $6,720 Building $168,282
2022	$1,185.00 Homeowner's exemption Additional exemption filed	$142,439 Land $4,400 Building $138,039	$142,439 Land $4,400 Building $138,039

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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