Howard County property record for 6432 Ducketts Ln, #9-7, Elkridge, MD 21075
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,024 sqft · built 1983 |
| Lot Size | 0.418 acres (18,208 sqft) |
| Owner | Individual Name on File |
| Last Sale | $304,000 (Jun 2026) |
| Tax Bill | $5,006 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-195824 |
| Primary APN | 01-195824 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,024 sqft Total Area |
| Basement Area | 385 sqft |
| Finished Basement | 385 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,208 sqft (0.418 acres) |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 195824 |
|---|---|
| Street Address | 6432 DUCKETTS LN, 9-7 |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-6108 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RA15 |
| Legal Description | P/O PAR A P/O .418 A 6432 DUCKETTS LN MARBLE HILL DEVELOPMENT |
| Legal Subdivision | MARBLE HILL A CONDOMINIUM |
| Legal Lot Number | U 9 7 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 601204 |
6432 Ducketts Ln, #9-7 is owned by an individual who bought it in June 2026.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6432 DUCKETTS LN, ELKRIDGE, MD 21075-6108 |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed, Transfer · Conventional Mortgage HABITAT FOR HUMANITY |
| Sep 20, 2021 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU |
| Jul 6, 2020 | Deed, Transfer · VA Mortgage PENTAGON FCU |
| Nov 22, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on File |
| Deed Sale | Jun 26, 2026 · Amount on File |
| Prior Sale | Jun 11, 2025 · Amount on File |
| Deed Book / Page | 23297 / 97 |
| Prior Transfer Date | Oct 14, 2009 |
| Prior Transfer Doc | 0120900073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 26, 2026 |
| Property Address | 6432 DUCKETTS LN, 9-7, ELKRIDGE, MD 21075-6108 |
| Document Number | 2329000097 |
| Book / Page | 23297 / 97 |
| Instrument Date | May 8, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $307,040.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 6432 DUCKETTS LN, ELKRIDGE, MD 21075-6108 |
| Document Number | 2329000111, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 23297/111 |
| Name | HABITAT FOR HUMANITY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 2329000130, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 23297/130 |
| Name | HABITAT FOR HUMANITY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 30 Months |
| Due | Apr 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6432 DUCKETTS LN # 9-7, 9-7, ELKRIDGE, MD 21075-6108 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0209260340 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 20926/340 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 6, 2020 |
| Property Address | 6432 DUCKETTS LN # 9-7, 9-7, ELKRIDGE, MD 21075-6108 |
| Document Number | 0195040040 |
| Book / Page | 19504 / 40 |
| Map Reference | LB 984 FO 618 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CHARTER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,412.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 6432 DUCKETTS LN # 9-7, 9-7, ELKRIDGE, MD 21075-6108 |
| Document Number | 1950447 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 19504/47 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6432 DUCKETTS LN # 9-7, 9-7, ELKRIDGE, MD 21075-6108 |
| Document Number | 0179590268 |
| Book / Page | 017959 / 000268 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 6432 DUCKETTS LN #9-7 ELKRIDGE MD 210756108, 9-7, ELKRIDGE, MD 21075-6108 |
| Document Number | 0179590268 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 017959/000268 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2047 |
The 2026 property tax bill for 6432 Ducketts Ln, #9-7 was $5,006, up 7.4% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,006.00 (+7.42%) | $317,300 (+7.8%) Land $100,000 Building $217,300 | $317,300 (-) Land $100,000 Building $217,300 |
| 2025 | $4,660.00 (+11.01%) Homeowner's exemption | $294,333 | $317,300 Land $100,000 Building $217,300 |
| 2024 | $4,198.00 | ||
| 2023 | $248,400 Land $85,000 Building $163,400 | $248,400 Land $85,000 Building $163,400 | |
| 2022 | $2,561.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6432 Ducketts Ln, #9-7 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6432 Ducketts Ln, #9-7 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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