6432 Clare Rd, Norfolk, VA 23513 Property Records

Norfolk City property record for 6432 Clare Rd, Norfolk, VA 23513

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 731 sqft · built 1940
Lot Size0.182 acres (7,915 sqft)
OwnerIndividual Name on File
Tax Bill$2,345 (2026)
Deeds & MortgagesSep 2020 Second Mortgage
APN08255400

Property Details

APN / Parcel Number

Primary APN08255400

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area731 sqft Living Area
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,915 sqft (0.182 acres)
PorchPorch
Porch Area33 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address6432 CLARE RD
CityNORFOLK
StateVA
Zip23513-3202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal Description33 BLK E SEWELLS GARDENS
Legal SubdivisionJEWELLS GARDENS
Legal BlockE
JurisdictionNORFOLK CITY VA
Township / Civil DivisionNORFOLK
Census Block Group1
Census Block1002
Census Tract5702

Owner

6432 Clare Rd is owned and occupied by an individual.

Source: Norfolk City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address6432 CLARE RD, NORFOLK, VA 23513-3202
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Property Address6432 CLARE RD, NORFOLK, VA 23513-3202
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200023383
DateSep 28, 2020
Instrument200023383
Lender
NameNEWPORT NEWS SHIPBUILDING EMPLOYEES CRED
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueSep 16, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6432 Clare Rd was $2,345, up 11.2% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityNorfolk City
Unified School DistrictNorfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,345.00 (+11.19%)$187,600 (+9.39%) Land $102,500 Building $85,100$187,600 (+9.39%) Land $102,500 Building $85,100
2025$2,109.00$171,500 Land $89,000 Building $82,500$171,500 Land $89,000 Building $82,500
2023$1,995.00$159,600 Land $89,000 Building $70,600$159,600 Land $89,000 Building $70,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 6432 Clare Rd; there have been 11 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 14 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 units insured
incl. 27 condo units
Nearby Flood Claims11 (2003–2018)
Claims Outside the SFHA8 of 11
Most Recent ClaimOct 2018 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6432 Clare Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NORFOLK
serves 234,220 people · EPA ID VA3710100
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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