6431 W Kitsap Dr, Spokane, WA 99208 Property Records

Spokane County property record for 6431 W Kitsap Dr, Spokane, WA 99208

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 4,388 sqft · built 1999
Lot Size0.893 acres (38,905 sqft)
Owner2 Individual Names on File
Last Sale$663,000 (Dec 2022)
Tax Bill$6,722 (2026)
Deeds & MortgagesDec 2022 Sale & Mortgage
Aug 2022 Transfer
Flood ZoneZone X (minimal risk)
APN26161.2407

Property Details

APN / Parcel Number

Primary APN26161.2407

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms12 Rooms
Stories1 Story
Building Area4,388 sqft Living Area
Gross Area5,288 sqft
1st Floor Area2,214 sqft
Basement Area2,174 sqft
Finished Basement2,174 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area38,905 sqft (0.893 acres)
Garage TypeAttached
Garage Area900 sqft
Parking Spaces4 Parking Spaces
Deck Area252 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address6431 W KITSAP DR
CitySPOKANE
StateWA
Zip99208-9059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionSUNDANCE HILLS 9TH ADD LOT 7 BLK 41
Legal Range42E
Legal Township26N
Legal Section16
Legal SubdivisionSUNDANCE HILLS 9TH ADD
Legal Block41
Legal Lot Number7
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group4
Census Block4002
Census Tract10603

Owner

6431 W Kitsap Dr is owned and occupied by two individuals who bought it in December 2022.

Source: Spokane County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address6431 W KITSAP DR, SPOKANE, WA 99208-9059
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2022Warranty Deed, Transfer · Conventional Mortgage
SAMMAMISH MORTGAGE CO
Aug 10, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2022 · Amount on File
Deed SaleDec 13, 2022 · Amount on File
Prior SaleSep 7, 2006 · Amount on File
Deed Document Number20227258324
Prior Transfer DateAug 8, 2022
Prior Transfer Doc0007230923
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateDec 13, 2022
Property Address6431 W KITSAP DR, SPOKANE, WA 99208-9059
Document Number0007258324
Map ReferenceVOL 21 PG 2-4
Instrument DateDec 6, 2022
Instrument7258324
Transaction TypeTransfer
Record UpdatedDec 19, 2022
Title CompanyVESTAT TITLE AND ESCROW, VISTA TITLE AND ESCROW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,906.40
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6431 W KITSAP DR, SPOKANE, WA 99208-9059

Mortgage

Document Number0007258325
DateDec 13, 2022
Instrument7258325
Lender
NameSAMMAMISH MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSPOKANE WA
Recording DateAug 10, 2022
Property Address6431 W KITSAP DR, SPOKANE, WA 99208-9059
Document Number0007230923
Map ReferenceVOL 21 PG 2-4
Instrument DateAug 8, 2022
Instrument7230923
Transaction TypeTransfer
Record UpdatedSep 8, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address6431 W KITSAP DR, SPOKANE, WA 99208-9059

Tax Assessment & Valuation

The 2026 property tax bill for 6431 W Kitsap Dr was $6,722, up 1.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,722.00 (+1.89%)$664,100 (+1%) Land $130,000 Building $534,100$664,100 (+1%) Land $130,000 Building $534,100
2025$6,597.00$657,500 (-1.56%) Land $110,000 Building $547,500$657,500 (-1.56%) Land $110,000 Building $547,500
2024$667,900 (+26.07%) Land $110,000 Building $557,900$667,900 (+26.07%) Land $110,000 Building $557,900
2023$6,524.00 (+5.02%)$529,800 Land $66,000 Building $463,800$529,800 Land $66,000 Building $463,800
2022$6,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6431 W Kitsap Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6431 W Kitsap Dr is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 49% of Washington
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
Wind Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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