6431 Stover Ave, Cincinnati, OH 45237 Property Records

Hamilton County property record for 6431 Stover Ave, Cincinnati, OH 45237

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,142 sqft · built 1940
Lot Size	0.157 acres (6,839 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Mar 2003)
Tax Bill	$2,778 (2025)
Deeds & Mortgages	Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`528-0004-0189-00`

Property Details

APN / Parcel Number

Primary APN	`528-0004-0189-00`
Alternative APN	`0041417`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
Gross Area	2,183 sqft
1st Floor Area	1,142 sqft
Basement Area	1,041 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	165 ft deep x 41 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	91 sqft
Deck Area	Deck Area
Patio Area	393 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	6431 STOVER AVE
City	CINCINNATI
State	OH
Zip	45237-4207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STOVER AVE 41 X 165 LOT 1610 GOLF MANOR 6TH ADD
Legal Subdivision	GOLF MANOR 6TH ADD
Legal Lot Number	1610
Jurisdiction	HAMILTON OH
Township / Civil Division	GOLF MANOR
Census Block Group	1
Census Block	1005
Census Tract	23400

Owner

Source: Hamilton County assessment roll, APN 528-0004-0189-00, as of January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6431 STOVER AVE, CINCINNATI, OH 45237-4207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2003 · Amount on Record
Deed Sale	Mar 17, 2003 · Amount on Record
Prior Sale	Apr 08, 1994
Deed Document Number	2003326226
Deed Book / Page	9201 / 1889
Last Transfer Date	Jan 09, 2013
Transfer Doc	0000000694
Record Updated	Jun 08, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6431 STOVER AVE, CINCINNATI, OH 45237-4207
Transaction Type	Mortgage
Record Updated	Feb 23, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6431 STOVER AVE, CINCINNATI, OH 45237-4207

Mortgage

Document Number	0000003553
Date	Jan 17, 2024
Book Page	15083/656
Instrument	2024-0003553

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2044

Tax Assessment & Valuation

Source: Hamilton County assessment roll as of January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Golf Manor Village
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,778.00 (+2.85%)	$38,735 (-) Land $9,289 Building $29,446	$110,670 (-) Land $26,540 Building $84,130
2024	$2,701.00 (-2%)	$38,735 (-) Land $9,289 Building $29,446
2023	$2,756.00 (+36.3%)	$38,735 (+74.44%) Land $9,289 Building $29,446	$110,670 (+74.45%) Land $26,540 Building $84,130
2022	$2,022.00 Homeowner's exemption	$22,205 Land $5,996 Building $16,209
2020			$63,440 Land $17,130 Building $46,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 512 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.