6431 Skyline Ct, Spring Hill, FL 34606 Property Records

Hernando County property record for 6431 Skyline Ct, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1969
Lot Size	0.179 acres (7,789 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Nov 2023)
Tax Bill	$2,592 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5020-0063-0230`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5020-0063-0230`
Alternative APNs	`00217189` `217189`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,344 sqft
1st Floor Area	912 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,789 sqft (0.179 acres)
Lot Dimensions	100 ft deep x 71 ft wide
Porch	Enclosed Porch
Porch Area	216 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00217189
Street Address	6431 SKYLINE CT
City	SPRING HILL
State	FL
Zip	34606-4824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 2 BLK 63 LOT 23
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 2
Legal Block	63
Legal Lot Number	23
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1003
Census Tract	41401

Owner

6431 Skyline Ct is owned and occupied by two individuals who bought it in November 2023.

Source: Hernando County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6431 SKYLINE CT, SPRING HILL, FL 34606-4824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · FHA Mortgage LOWER LLC
Nov 22, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jul 13, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 17, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2023 · Amount on File
Deed Sale	Nov 22, 2023 · Amount on File
Prior Sale	Jul 13, 2022 · Amount on File
Deed Document Number	202374148
Deed Book / Page	4366 / 1840
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	6431 SKYLINE CT, SPRING HILL, FL 34606-4824
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 KENWOOD AVE, NORTH VENICE, FL 34275-4958

Mortgage

Document Number	0046501646
Date	Dec 26, 2025
Book Page	4650/1646
Instrument	2025088479

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	FHA Mortgage

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 22, 2023
Property Address	6431 SKYLINE CT, SPRING HILL, FL 34606-4824
Document Number	0043661840
Book / Page	4366 / 1840
Map Reference	MB 7 PG 65-79
Instrument Date	Nov 16, 2023
Instrument	2023074148
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8120 FOREST VILLAS CIR, SPRING HILL, FL 34606-2488

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6431 SKYLINE CT, SPRING HILL, FL 34606-4824

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 13, 2022
Property Address	6431 SKYLINE CT, SPRING HILL, FL 34606-4824
Document Number	0041950840
Book / Page	4195 / 840
Map Reference	MB 7 PG 65-79
Instrument Date	Jul 11, 2022
Instrument	2022053346
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,533.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4112 S ILLIANA TER, INVERNESS, FL 34452-7574

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6431 SKYLINE CT, SPRING HILL, FL 34606-4824

Mortgage

Document Number	0004195842
Date	Jul 13, 2022
Instrument	4195/842

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	6431 SKYLINE CT, SPRING HILL, FL 34606-4824
Document Number	0034910743
Book / Page	003491 / 000743
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6431 SKYLINE CT SPRING HILL FL 346064824, SPRING HILL, FL 34606-4824

Mortgage

Document Number	0034910743
Date	Jul 25, 2017
Book Page	003491/000743
Instrument	42156

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6431 Skyline Ct was $2,592.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,592.00	$133,129 Land $28,430 Building $104,699	$133,129 Land $28,430 Building $104,699
2023		$113,541 (+222.27%) Land $32,279 Building $81,262
2022	$1,123.00 Disabled Person's exemption Veteran's exemption	$35,232	$113,541 Land $31,156 Building $82,385

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6431 Skyline Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1998–2012)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6431 Skyline Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Open Infra.

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