6431 S Kearney Cir, Centennial (Englewood), CO 80111 Property Records

Arapahoe County property record for 6431 S Kearney Cir, Centennial, CO 80111

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,702 sqft · built 1978
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Jul 2012)
Tax Bill	$7,223 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2075-20-3-08-032`

Property Details

APN / Parcel Number

Primary APN	`2075-20-3-08-032`
Alternative APNs	`031816149` `31816149` `816149`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,702 sqft Living Area
Gross Area	4,551 sqft
1st Floor Area	1,332 sqft
2nd Floor Area	1,124 sqft
Basement Area	1,312 sqft
Finished Basement	1,246 sqft
Unfinished Basement	66 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	90 ft deep x 79 ft wide
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	506 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	417 sqft
Deck Area	231 sqft
Patio Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	031816149
Street Address	6431 S KEARNEY CIR
City	CENTENNIAL
State	CO
Zip	80111-4315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONCD 014503 SUBDIVISIONNAME CHERRY PARK BLOCK 000 LOT 065 LOT 65 CHERRY PARK
Legal Range	67W
Legal Township	5S
Legal Section	20
Legal Quarter	3
Legal Subdivision	CHERRY PARK
Legal Block	3
Legal Lot Number	65
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	3
Census Block	3007
Census Tract	6711

Owner

Source: Arapahoe County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6431 S KEARNEY CIR, CENTENNIAL, CO 80111-4315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2012 · Amount on Record
Deed Sale	Jul 5, 2012 · Amount on Record
Prior Sale	Jan 31, 2008 · Amount on Record
Deed Document Number	201272368
Prior Transfer Date	Jun 1, 1982
Prior Transfer Doc	3652000290
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Recording Date	Jul 24, 2026
Property Address	6431 S KEARNEY CIR, CENTENNIAL, CO 80111-4315
Document Number	0000050882
Instrument Date	Jul 18, 2026
Instrument	202650882
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6431 S KEARNEY CIR, CENTENNIAL, CO 80111-4315

Mortgage

Document Number	0000050882,
Date	Jul 24, 2026
Instrument	202650882

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 28, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,520 (+0.74%)	$945,300 (-) Land $333,500 Building $611,800
2025	$7,223.00 (+13.95%)	$59,082 (+2.97%)	$945,300 (+3.72%) Land $333,500 Building $611,800
2024	$6,339.00 (+26.53%)
2023		$57,379	$911,400 Land $312,800 Building $598,600
2021	$5,010.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLOWS WD serves 19,000 people · EPA ID CO0103100
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024
Also Mapped Here	SOUTHGATE WSD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20