Arapahoe County property record for 6431 S Heritage Pl E, Centennial, CO 80111
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,752 sqft · built 1973 |
| Lot Size | 0.191 acres (8,320 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Feb 2015) |
| Tax Bill | $5,477 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2075-20-4-10-036 |
| Primary APN | 2075-20-4-10-036 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,752 sqft Living Area |
| Gross Area | 3,354 sqft |
| 1st Floor Area | 1,834 sqft |
| Basement Area | 918 sqft |
| Finished Basement | 918 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,320 sqft (0.191 acres) |
| Lot Dimensions | 111 ft deep x 75 ft wide |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Driveway | Driveway |
| Driveway Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Covered Porch |
| Porch Area | 144 sqft |
| Deck Area | 60 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 031819202 |
|---|---|
| Street Address | 6431 S HERITAGE PL E |
| City | CENTENNIAL |
| State | CO |
| Zip | 80111-4651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONCD 032050 SUBDIVISIONNAME HERITAGE PLACE 4TH FLG BLOCK 005 LOT 001 LOT 1 BLK 5 HERITAGE PLACE 4TH FLG |
| Legal Range | 67W |
| Legal Township | 5S |
| Legal Section | 20 |
| Legal Quarter | 4 |
| Legal Subdivision | HERITAGE PLACE 4TH FLG |
| Legal Block | 005,5 |
| Legal Lot Number | 001,1 |
| Jurisdiction | ARAPAHOE CO |
| Township / Civil Division | SOUTHWEST ARAPAHOE |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 6711 |
Source: Arapahoe County records · APN 2075-20-4-10-036
Assessment roll updated June 15, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6431 S HERITAGE PL E, CENTENNIAL, CO 80111-4651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Line of Credit UMB BANK NA |
| Dec 29, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 10, 2015 · Amount on Record |
| Deed Sale | Feb 10, 2015 · Amount on Record |
| Prior Sale | Aug 02, 2010 · Amount on Record |
| Deed Document Number | 201512874 |
| Last Transfer Date | Dec 21, 2020 |
| Transfer Doc | 00E0183476 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 6431 S HERITAGE PL E, CENTENNIAL, CO 80111-4651 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6431 S HERITAGE PL E, CENTENNIAL, CO 80111-4651 |
| Document Number | 00E6002776 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | E6002776 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | LITTLETON, CO 80122 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Dec 29, 2020 |
| Property Address | 6431 S HERITAGE PL E, CENTENNIAL, CO 80111-4651 |
| Document Number | 00E0183476 |
| Instrument Date | Dec 21, 2020 |
| Instrument | E0183476 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6431 S HERITAGE PL E, CENTENNIAL, CO 80111-4651 |
| Document Number | 00E0183477 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | E0183477 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Arapahoe County records · Assessment roll updated June 15, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Arapahoe County |
| Municipality | Centennial City |
| Unified School District | Cherry Creek School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,484 (-1.11%) | $768,300 (-) Land $310,000 Building $458,300 | |
| 2025 | $5,477.00 (+17%) | $48,019 (+6.02%) | $768,300 (+5.1%) Land $310,000 Building $458,300 |
| 2024 | $4,681.00 (+29.92%) | ||
| 2023 | $45,292 | $731,000 Land $261,000 Building $470,000 | |
| 2021 | $3,603.00 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 574 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHGATE WSD serves 55,000 people |
|---|---|
| Water Source | Purchased surface water from DENVER WATER BOARD |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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