6431 Rutgers Dr, Sebastopol, CA 95472 Property Records

Sonoma County property record for 6431 Rutgers Dr, Sebastopol, CA 95472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,225 sqft · built 1962
Lot Size	0.711 acres (30,955 sqft)
Owner	Company Name on Record
Last Sale	$254,000 (May 1997)
Tax Bill	$4,776 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`063-300-015-000`

Property Details

APN / Parcel Number

Primary APN	`063-300-015-000`
Alternative APN	`063-300-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,225 sqft Living Area
1st Floor Area	1,225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1964
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	30,955 sqft (0.711 acres)
Garage Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	6431 RUTGERS DR
City	SEBASTOPOL
State	CA
Zip	95472-5130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	TWP 06N RGE 09W SEC 12
Legal Block	1
Jurisdiction	SONOMA CA
Township / Civil Division	SEBASTOPOL
Census Block Group	1
Census Block	1003
Census Tract	153403

Owner

Source: Sonoma County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6431 RUTGERS DR, SEBASTOPOL, CA 95472-5130
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 1997 · Amount on Record
Deed Sale	May 29, 1997 · Amount on Record
Deed Document Number	199745020
Last Transfer Date	Sep 5, 2013
Transfer Doc	0000091368
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	6431 RUTGERS DR, SEBASTOPOL, CA 95472-5130
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6431 RUTGERS DR, SEBASTOPOL, CA 95472-5130

Mortgage

Document Number	0000066125
Date	Dec 29, 2025
Instrument	2025066125

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	6431 RUTGERS DR, SEBASTOPOL, CA 95472-5130
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6431 RUTGERS DR, SEBASTOPOL, CA 95472-5130

Mortgage

Document Number	0000038839
Date	Mar 29, 2021
Instrument	2021038839

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	6431 RUTGERS DR, SEBASTOPOL, CA 95472-5130
Document Number	0000084178
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 31, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6431 RUTGERS DR SEBASTOPOL CA 954725130, SEBASTOPOL, CA 95472-5130

Mortgage

Document Number	0000084178
Date	Dec 11, 2018
Instrument	84178

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 10, 2033

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Gravenstein Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,776.00 (+3.67%) Homeowner's exemption	$405,554 (+4.04%) Land $199,585 Building $205,969
2023	$4,607.00 (+1.43%) Homeowner's exemption	$389,808 Land $191,836 Building $197,972
2022	$4,542.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	19 (1982–2019)
Claims Outside the SFHA	11 of 19
Most Recent Claim	Mar 2019 · other causes
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 4 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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