Wayne County property record for 6431 Middlebelt Rd, Romulus, MI 48174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,116 sqft · built 1927 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,000 (Jan 2022) |
| Tax Bill | $4,162 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Dec 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 80 003 99 0002 000 |
| Primary APN | 80 003 99 0002 000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,116 sqft Living Area |
| 1st Floor Area | 1,209 sqft |
| Basement Area | 1,449 sqft |
| Unfinished Basement | 1,449 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Lot Area | 24,394 sqft (0.56 acres) |
| Lot Dimensions | 140 ft deep x 173 ft wide |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 6431 MIDDLEBELT RD |
|---|---|
| City | ROMULUS |
| State | MI |
| Zip | 48174-2036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M1-LIG |
| Legal Description | 01P1 THAT PART OF THE NW 1/4 OF THE SW 1/4 OF SEC 1 DESCRIBED AS BEGINNING AT A POINT ON THE W LINE OF SAID SECTION DISTANT S |
| Legal Lot Number | 0002 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | ROMULUS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 585500 |
6431 Middlebelt Rd is owned and occupied by an individual who bought it in January 2022.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6431 MIDDLEBELT RD, ROMULUS, MI 48174-2036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2024 | Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU |
| Dec 12, 2024 | Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU |
| Sep 2, 2025 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Jan 20, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Jun 21, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage FS CAPITAL GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2022 · Amount on File |
| Deed Sale | Jan 20, 2022 · Amount on File |
| Prior Sale | Jun 21, 2021 · Amount on File |
| Deed Document Number | 202218747 |
| Deed Book / Page | 57350 / 662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 6431 MIDDLEBELT RD, ROMULUS, MI 48174-2036 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6431 MIDDLEBELT RD, ROMULUS, MI 48174-2036 |
| Investor | Possibly a Property Investor |
| Document Number | 0586261031 |
|---|---|
| Date | Jan 5, 2024 |
| Book Page | 58626/1031 |
| Instrument | 2024007553 |
| Name | WINGS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 4, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 6431 MIDDLEBELT RD, ROMULUS, MI 48174-2036 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6431 MIDDLEBELT RD, ROMULUS, MI 48174-2036 |
| Investor | Possibly a Property Investor |
| Document Number | 0592431156 |
|---|---|
| Date | Dec 12, 2024 |
| Book Page | 59243/1156 |
| Instrument | 2024311080 |
| Name | WINGS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 11, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Sep 2, 2025 |
| Property Address | 6431 MIDDLEBELT RD, ROMULUS, MI 48174-2036 |
| Document Number | 0597560147 |
| Book / Page | 59756 / 147 |
| Instrument Date | Sep 2, 2025 |
| Instrument | 2025251961 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | TITLE SENSE INC, TITLE ONE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,931.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6431 MIDDLEBELT RD, ROMULUS, MI 48174-2036 |
| Name | Verified Name |
|---|---|
| Address | 8963 ROCKLAND, REDFORD, MI 48239-1832 |
| Document Number | 0059756150 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 59756/150 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jan 20, 2022 |
| Property Address | 6431 MIDDLEBELT RD, ROMULUS, MI 48174-2036 |
| Document Number | 0573500662 |
| Book / Page | 57350 / 662 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 2022018747 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 3, 2023 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25351 CLAIRVIEW DR, DEARBORN HEIGHTS, MI 48127-3801 |
| Name | Verified Name |
|---|---|
| Address | 6431 MIDDLEBELT RD, ROMULUS, MI 48174-2036 |
| Investor | Possibly a Property Investor |
| Document Number | 0573470158 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 57347/158 |
| Instrument | 2022017673 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jun 21, 2021 |
| Property Address | 6431 MIDDLEBELT RD, ROMULUS, MI 48174-2036 |
| Document Number | 0568190382 |
| Book / Page | 56819 / 382 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021257587 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $718.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30839 W JEFFERSON AVE, 30839, GIBRALTAR, MI 48173-9751 |
| Name | Verified Name |
|---|---|
| Address | 6431 MIDDLEBELT RD, ROMULUS, MI 48174-2036 |
| Investor | Possibly a Property Investor |
| Document Number | 0056819384 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 56819/384 |
| Name | FS CAPITAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 5 Months |
| Due | Nov 25, 2021 |
The 2025 property tax bill for 6431 Middlebelt Rd was $4,162 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Romulus City |
| Unified School District | Romulus Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,000 (-0.21%) | $194,000 (-0.21%) | |
| 2025 | $4,162.00 Homeowner's exemption | $97,200 | $194,400 |
| 2023 | $3,994.00 (+35.48%) Homeowner's exemption | $75,000 (+8.85%) | $150,000 (+8.85%) |
| 2022 | $2,948.00 Homeowner's exemption | $68,900 | $137,800 |
| 2019 | $2,115.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6431 Middlebelt Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6431 Middlebelt Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROMULUS serves 23,989 people · EPA ID MI0005785 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2024 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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