6431 Ladera Dr, Houston, TX 77083 Property Records

Harris County property record for 6431 Ladera Dr, Houston, TX 77083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,998 sqft · built 1984
Lot Size	0.209 acres (9,112 sqft)
Owner	2 Company Names on File
Last Sale	$272,000 (Sep 2026)
Tax Bill	$5,360 (2025)
Deeds & Mortgages	Sep 2026 Foreclosure Feb 2019 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`113-684-000-0016`

Property Details

APN / Parcel Number

Primary APN	`113-684-000-0016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,998 sqft Living Area
1st Floor Area	1,614 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Traditional
Exterior Material	Brick/Masonry
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,112 sqft (0.209 acres)
View / Lot	Neighborhood
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1136840000016
Street Address	6431 LADERA DR
City	HOUSTON
State	TX
Zip	77083-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 16 BLK 6 ALTAMIRA SEC 1
Legal Subdivision	ALTAMIRA SEC 1
Legal Block	6
Legal Lot Number	16
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1003
Census Tract	454100

Owner

6431 Ladera Dr is owned by a company that bought it in September 2026 and is owner-occupied.

Source: Harris County records, as of October 19, 2026

Owner of Record	2 Company Names on File
Mailing Address	1601 LYNDON B JOHNSON FWY, 150, DALLAS, TX 75234-6519
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT
Feb 5, 2019	Loan Modification, Mortgage WELLS FARGO BK
Aug 22, 2017	Warranty Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	Aug 25, 2020
Deed Document Number	2026389359
Prior Transfer Date	Sep 22, 2026
Prior Transfer Doc	0000389359
Record Updated	Oct 29, 2026

September 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 25, 2026
Property Address	6431 LADERA DR, HOUSTON, TX 77083-1418
Document Number	0000389359
Instrument Date	Sep 22, 2026
Instrument	2026389359
Transaction Type	Foreclosure
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	6431 LADERA DR, HOUSTON, TX 77083-1418
Document Number	0000234436
Instrument Date	Feb 5, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6431 LADERA DR HOUSTON TX 770831418, HOUSTON, TX 77083-1418

Mortgage

Document Number	0000234436
Date	Jun 4, 2019
Instrument	234436

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount on Record
Term	480 Months
Due	Jun 3, 2059

Interest

Rate	4.37%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 22, 2017
Property Address	6431 LADERA DR, HOUSTON, TX 77083-1418
Document Number	0000378026
Instrument Date	Aug 18, 2017
Instrument	378026
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6431 LADERA DR HOUSTON TX 770831418, HOUSTON, TX 77083-1418

Mortgage

Document Number	378027
Date	Aug 22, 2017
Instrument	378027

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6431 Ladera Dr was $5,360 with a homeowner's exemption, up 2.5% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Alief Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,411 (-5.13%) Land $60,834 Building $245,577	$306,411 (-5.13%) Land $60,834 Building $245,577
2025	$5,360.00 (+2.47%) Homeowner's exemption	$322,967 Land $60,834 Building $262,133	$322,967 Land $60,834 Building $262,133
2024	$5,231.00
2023		$323,686 Land $60,834 Building $262,852	$323,686 Land $60,834 Building $262,852
2022	$2,306.00
2020	$1,581.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6431 Ladera Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 142 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	142 in force
Nearby Flood Claims	171 (1980–2024)
Claims Outside the SFHA	10 of 171
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Harvey, Sep 2017 · 24 claims Hurricane Ike, Sep 2008 · 6 claims Severe Storms & Flooding, Mar 1992 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6431 Ladera Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSION BEND MUD 2 serves 10,155 people · EPA ID TX1011826
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber, T-Mobile.

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