6431 Ingalls St, Melbourne, FL 32940 Property Records

Brevard County property record for 6431 Ingalls St, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,649 sqft · built 2014
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Apr 2021)
Tax Bill	$5,427 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-36-05-52-H-13`

Property Details

APN / Parcel Number

Primary APN	`26-36-05-52-H-13`
Alternative APNs	`26-36-05-52-0000H.0-0013.00` `2632373`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,649 sqft Living Area
Gross Area	2,383 sqft
1st Floor Area	1,649 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Florida Room
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2632373
Street Address	6431 INGALLS ST
City	MELBOURNE
State	FL
Zip	32940-8662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	HERITAGE ISLE P.U.D. - PHASE 7B LOT 13 BLK H
Legal Range	36E
Legal Township	26S
Legal Section	05
Legal Subdivision	HERITAGE ISLE P.U.D. - PHASE 7B
Legal Block	H
Legal Lot Number	13
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2006
Census Tract	71201

Owner

6431 Ingalls St is owned and occupied by two individuals who bought it in April 2021.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6431 INGALLS ST, MELBOURNE, FL 32940-8662
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 6, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021 · Amount on File
Deed Sale	Apr 6, 2021 · Amount on File
Prior Sale	Apr 7, 2014 · Amount on File
Deed Document Number	202186687
Deed Book / Page	9077 / 212
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	6431 INGALLS ST, MELBOURNE, FL 32940-8662
Transaction Type	Mortgage
Record Updated	Feb 7, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6431 INGALLS ST, MELBOURNE, FL 32940-8662

Mortgage

Document Number	0099791214
Date	Jan 29, 2024
Book Page	9979/1214
Instrument	2024017575

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Nov 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 6, 2021
Property Address	6431 INGALLS ST, MELBOURNE, FL 32940-8662
Document Number	0090770212
Book / Page	9077 / 212
Map Reference	MB 59 PG 76-78
Instrument Date	Mar 31, 2021
Instrument	2021086687
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	NOT AVAILABLE, FOUNDATION TTL & SETMNT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3785 ARCHDALE ST, MELBOURNE, FL 32940-7795

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6431 INGALLS ST, MELBOURNE, FL 32940-8662

Mortgage

Document Number	0009077214
Date	Apr 6, 2021
Instrument	9077/214

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6431 Ingalls St was $5,427 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,020 (+2.7%)	$326,700 (-5.19%)
2025	$5,427.00 Homeowner's exemption	$311,610	$344,580 Land $70,000 Building $274,580
2023	$4,961.00 (+7.06%) Homeowner's exemption	$294,010 (+3%)	$366,870 (+12.45%) Land $90,000 Building $276,870
2022	$4,634.00 Homeowner's exemption	$285,450	$326,260 Land $80,000 Building $246,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6431 Ingalls St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 307 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	307 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6431 Ingalls St is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Nearby Properties on Ingalls St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures