Kent County property record for 6431 Encantado Ct E, Rockford, MI 49341
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,261 sqft · built 1982 |
| Lot Size | 0.534 acres (23,261 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $303,000 (Dec 2004) |
| Tax Bill | $6,956 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-11-09-320-019 |
| Primary APN | 41-11-09-320-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 1,261 sqft Living Area |
| 1st Floor Area | 1,199 sqft |
| Basement Area | 1,163 sqft |
| Unfinished Basement | 1,163 sqft |
| Game Room | Game Room |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Tri-Level |
| Lot Area | 23,261 sqft (0.534 acres) |
| Lot Dimensions | 215 ft deep x 129 ft wide |
| Garage Area | 585 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 1,937 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 6431 ENCANTADO CT E |
|---|---|
| City | ROCKFORD |
| State | MI |
| Zip | 49341-9677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 74 * BELLA VISTA SHORES NO.2 |
| Legal Subdivision | BELLA VISTA SHORES NO.2 |
| Legal Lot Number | 74 |
| Jurisdiction | KENT MI |
| Township / Civil Division | CANNON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10903 |
6431 Encantado Ct E is owned and occupied by two individuals who acquired it in March 2007.
Source: Kent County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6431 ENCANTADO CT E, ROCKFORD, MI 49341-9677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2004 · Amount on File |
| Deed Sale | Dec 3, 2004 · Amount on File |
| Deed Document Number | 2004157805 |
| Last Transfer Date | Mar 31, 2007 |
| Transfer Doc | 0000040510 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 6431 ENCANTADO CT E, ROCKFORD, MI 49341-9677 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000070624 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 20200810-0070624 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 6431 Encantado Ct E was $6,956.
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Cannon Township |
| Unified School District | Rockford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $387,100 (+15.66%) | $774,200 (+15.66%) | |
| 2025 | $6,956.00 Homeowner's exemption | $334,700 | $669,400 |
| 2023 | $291,200 | $582,400 | |
| 2021 | $3,776.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6431 Encantado Ct E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6431 Encantado Ct E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BELLA VISTA private · serves 3,584 people · EPA ID MI0003695 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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