Orange County property record for 6431 E Saint Germain Cir, Orange, CA 92869 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1987 |
| Square Footage | 2,584 sqft Living Area |
| Lot Size | 6,000 sqft (0.138 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,565,000 (2024) |
| Tax Bill | $17,424.00 (2025) |
Source: Orange County records · APN 393-471-34
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6431 E SAINT GERMAIN CIR, ORANGE, CA 92869-4348 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 10, 2024 | Grant Deed, Transfer · Conventional Mortgage BMO BANK NA |
| Sep 12, 2023 | Grant Deed, Transfer · Commercial Mortgage CENTER STREET LENDING CORP |
| Sep 12, 2023 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY |
| Sep 12, 2023 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2024 · Amount on Record |
| Deed Sale | Apr 10, 2024 · Amount on Record |
| Prior Sale | Sep 12, 2023 · Amount on Record |
| Deed Doc Number | 202489377 |
| Prior Transfer Date | Sep 06, 2023 |
| Prior Transfer Doc | 0000222246 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 10, 2024 |
| Property Address | 6431 E SAINT GERMAIN CIR, ORANGE, CA 92869-4348 |
| Document Number | 0000089377 |
| Map Reference | MB 574 PG 35-38 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 2024000089377 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 272 S POPLAR AVE APT 302, 302, BREA, CA 92821-5583 |
| Document Number | 0000089378 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 2024000089378 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | May 01, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.3% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 12, 2023 |
| Property Address | 6431 E SAINT GERMAIN CIR, ORANGE, CA 92869-4348 |
| Document Number | 0000222247 |
| Map Reference | MB 574 PG 35-38 |
| Instrument Date | Sep 07, 2023 |
| Instrument | 2023000222247 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 147 SPECKLED ALDER, IRVINE, CA 92618-1168 |
| Document Number | 0000222250 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 2023000222250 |
| Name | CENTER STREET LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 12, 2023 |
| Property Address | 6431 E SAINT GERMAIN CIR, ORANGE, CA 92869-4348 |
| Document Number | 0000222249 |
| Map Reference | MB 574 PG 35-38 |
| Instrument Date | Sep 07, 2023 |
| Instrument | 2023000222249 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1134 NORTH CT, BELMONT, CA 94002-1966 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 12, 2023 |
| Property Address | 6431 E SAINT GERMAIN CIR, ORANGE, CA 92869-4348 |
| Document Number | 0000222248 |
| Map Reference | MB 574 PG 35-38 |
| Instrument Date | Sep 07, 2023 |
| Instrument | 2023000222248 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 147 SPECKIDED ALDER, IRVINE, CA 92618 |
Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Orange City |
| Unified School District | Orange Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,628,226 (+2%) Land $1,312,467 Building $315,759 | |
| 2025 | $17,424.00 (+204.51%) Homeowner's exemption | $1,596,300 (+220.9%) Land $1,286,732 Building $309,568 |
| 2023 | $5,722.00 (+2.14%) Homeowner's exemption | $497,449 Land $196,871 Building $300,578 |
| 2022 | $5,602.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 393-471-34 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,584 sqft Living Area |
| Gross Area | 3,172 sqft Gross Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 588 sqft Garage |
| Street Address | 6431 E SAINT GERMAIN CIR |
|---|---|
| City | ORANGE |
| State | CA |
| Zip | 92869-4348 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N TR 9605 BLK LOT 37 |
| Legal Subdivision | TRACT NO. 9605 |
| Legal Tract | 9605 |
| Legal Lot Number | 37 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | ANAHEIM-SANTA ANA-GARDEN GROVE |
| Census Blockgroup | 5 |
| Census Block | 5002 |
| Census Tract | 75604 |
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