6431 E Cheney Dr, Paradise Valley, AZ 85253 Property Records

Maricopa County property record for 6431 E Cheney Dr, Paradise Valley, AZ 85253

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,942 sqft · built 1977
Lot Size	1.08 acres (47,203 sqft)
Owner	2 Trust Names on File
Last Sale	$1,873,687 (May 2026)
Tax Bill	$5,766 (2025)
Deeds & Mortgages	May 2026 Sale & Reverse Mortgage Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`174-45-009-H`

Property Details

APN / Parcel Number

Primary APN	`174-45-009-H`
Alternative APN	`17445009H1`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,942 sqft Living Area
Gross Area	3,518 sqft
1st Floor Area	2,942 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	47,203 sqft (1.08 acres)
Parking Spaces	3 Parking Spaces
Pool Area	600 sqft
Patio Area	525 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6431 E CHENEY DR
City	PARADISE VALLEY
State	AZ
Zip	85253-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43
Legal Description	N2 NW4 NW4 SW4 EX E 157F & EX W 347F & EX BEG AT PT 33F S OF NWCOR OF DESC PAR TH E 14F TH SWLY 14 9.16F TO MID PT OF W LN SD PAR WH IS 148.50F S OF POB TH N 148.50F TOPOB & ALSO TH PT BEG AT PT WH IS SW COR SD PAR TH W 14F TH NELY 149.16F TO MID PT
Legal Range	4E
Legal Township	2N
Legal Section	3
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3014
Census Tract	105004

Owner

6431 E Cheney Dr is owner-occupied and held in a trust since May 2026.

Source: Maricopa County records, as of June 2, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6431 E CHENEY DR, PARADISE VALLEY, AZ 85253-3516
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Quit Claim Deed, Transfer · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Sep 20, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2026 · Amount on File
Deed Sale	May 26, 2026 · Amount on File
Deed Document Number	2026315209
Prior Transfer Date	Apr 24, 2026
Prior Transfer Doc	0000315209
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 26, 2026
Property Address	6431 E CHENEY DR, PARADISE VALLEY, AZ 85253-3516
Document Number	0000315209
Instrument Date	Apr 24, 2026
Instrument	2026315209
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	TRUE CONCEPT TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	6431 E CHENEY DR, PARADISE VALLEY, AZ 85253-3516

Mortgage

Document Number	0000315210,
Date	May 26, 2026
Instrument	2026315210

Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	820 Months
Due	Sep 2, 2094

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0000315211,
Date	May 26, 2026
Instrument	2026315211

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	68 Months
Due	Sep 2, 2094

Interest

Rate	6.37%
Max Rate	-1%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 20, 2021
Property Address	6431 E CHENEY DR, PARADISE VALLEY, AZ 85253-3516
Document Number	0001011984
Instrument Date	Sep 2, 2021
Instrument	20211011984
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6431 E CHENEY DR, PARADISE VALLEY, AZ 85253-3516
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 6431 E Cheney Dr was $5,766.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Paradise Valley Town
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,220 (+104.03%)	$2,112,200 (+14.38%) Land $422,400 Building $1,689,800
2025	$5,766.00	$103,522 (-41.4%)	$1,846,700 (+4.53%) Land $369,300 Building $1,477,400
2024		$176,670	$1,766,700 Land $353,300 Building $1,413,400
2022	$5,157.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6431 E Cheney Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1980–2018)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Oct 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6431 E Cheney Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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