Hillsborough County property record for 6431 Clair Shore Dr, Apollo Beach, FL 33572
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,467 sqft · built 2004 |
| Lot Size | 0.511 acres (22,264 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $359,000 (Nov 2018) |
| Tax Bill | $4,990 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054163-0476 |
| Primary APN | 054163-0476 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,467 sqft Living Area |
| Gross Area | 3,403 sqft |
| 1st Floor Area | 2,467 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,264 sqft (0.511 acres) |
| Lot Dimensions | 136 ft deep x 82 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 590 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 360 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 346 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0541630476 |
|---|---|
| Street Address | 6431 CLAIR SHORE DR |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-3301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LAKE ST CLAIR PHASE 4 LOT 95 BLOCK 1 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 24 |
| Legal Subdivision | LAKE ST CLAIR PHASE 4 |
| Legal Phase | 4 |
| Legal Tract | 721 |
| Legal Block | 1 |
| Legal Lot Number | 95 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 14119 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6431 CLAIR SHORE DR, APOLLO BEACH, FL 33572-3301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 20, 2018 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on Record |
| Deed Sale | Nov 20, 2018 · Amount on Record |
| Prior Sale | Nov 12, 2004 · Amount on Record |
| Deed Document Number | 2018470474 |
| Deed Book / Page | 26222 / 857 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 6431 CLAIR SHORE DR, APOLLO BEACH, FL 33572-3301 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6431 CLAIR SHORE DR, APOLLO BEACH, FL 33572-3301 |
| Document Number | 0000156890 |
|---|---|
| Date | Apr 13, 2023 |
| Instrument | 2023156890 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 20, 2018 |
| Property Address | 6431 CLAIR SHORE DR, APOLLO BEACH, FL 33572-3301 |
| Document Number | 0262220857 |
| Book / Page | 026222 / 000857 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 470474 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,513.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6431 CLAIR SHORE DR APOLLO BEACH FL 335723301, APOLLO BEACH, FL 33572-3301 |
| Document Number | 262220859 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 026222/000859 |
| Instrument | 470475 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2048 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,429 (+2.7%) | $432,481 (-6.79%) Land $159,096 Building $273,385 | |
| 2025 | $4,990.00 (+5.3%) Homeowner's exemption | $283,767 (+5.99%) | $464,007 (+16.91%) Land $167,460 Building $296,547 |
| 2023 | $4,739.00 (+4.2%) Homeowner's exemption | $267,738 (+3%) | $396,877 (+6.96%) Land $125,640 Building $271,237 |
| 2022 | $4,548.00 Homeowner's exemption | $259,940 | $371,045 Land $104,730 Building $266,315 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 410 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 410 in force |
| Nearby Flood Claims | 12 (2020–2025) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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