DeSoto County property record for 6431 Braybourne Main, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,510 sqft · built 2000 |
| Lot Size | 0.32 acres (13,949 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,021 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-05-9-32-06-0-00228-00 |
| Primary APN | 1-05-9-32-06-0-00228-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,510 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 13,949 sqft (0.32 acres) |
| Lot Dimensions | 130 ft deep x 85 ft wide |
| Patio Area | 200 sqft |
| Street Address | 6431 BRAYBOURNE MAIN |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-6526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 OVERLAY |
| Legal Description | BRAYBOURNE S-D SEC D LOT 228 |
| Legal Range | 05 |
| Legal Township | 01 |
| Legal Section | 32 |
| Legal Subdivision | BRAYBOURNE S-D |
| Legal Lot Number | 228 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 70830 |
6431 Braybourne Main is owned and occupied by an individual who acquired it in September 2020.
Source: DeSoto County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6431 BRAYBOURNE MAIN, OLIVE BRANCH, MS 38654-6526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST SOUTH FINANCIAL CU |
| Sep 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2020 |
| Deed Sale | Sep 30, 2020 |
| Deed Document Number | 0000933668 |
| Deed Book / Page | 933 / 668 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 6431 BRAYBOURNE MAIN, OLIVE BRANCH, MS 38654-6526 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6431 BRAYBOURNE MAIN, OLIVE BRANCH, MS 38654-6526 |
| Document Number | 5662/127572 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 5662/127572 |
| Name | FIRST SOUTH FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | MEMPHIS, TN 38134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 30, 2020 |
| Property Address | 6431 BRAYBOURNE MAIN, OLIVE BRANCH, MS 38654-6526 |
| Document Number | 000933/668 |
| Book / Page | 933 / 668 |
| Map Reference | MB 69 PG 47 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2060 MONTREAT DRU-B, 2060, VESTAVIA HILLS, AL 35216 |
| Name | Verified Name |
|---|---|
| Address | 6431 BRAYBOURNE MAIN, OLIVE BRANCH, MS 38654-6526 |
| Document Number | 0005053429 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 5053/429 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 6431 Braybourne Main was $2,021.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Olive Branch City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,021.00 | $20,046 Land $3,000 Building $17,046 | $200,460 Land $30,000 Building $170,460 |
| 2023 | $1,724.00 | $14,832 | $148,324 Land $30,000 Building $118,324 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6431 Braybourne Main in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (2007–2020) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Jun 2020 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6431 Braybourne Main is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Northcentral Connect Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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